|
Great opportunity for first-time home buyers or investors! Seller is offering a $4, 000 credit at closing for updates a buyer may desire or toward buyer closing costs with an acceptable offer. Welcome home to this charming single-story home nestled on a fenced corner lot in the quiet Valencia Gardens neighborhood of Orlando. Ideally located just minutes from major highways, Valencia College, UCF, and a wide variety of shopping and dining options, this home offers both convenience and lifestyle. This well-maintained home offers solid value with major system updates already completed. Featuring 3 spacious bedrooms, 2 full bathrooms, and 1, 377 square feet of thoughtfully designed living space, this quaint residence combines comfort, style, and functionality. Step inside to an open floor plan highlighted by vaulted ceilings and an abundance of natural light, creating a warm and inviting atmosphere throughout. The home is truly move-in ready. In 2024, major improvements include brand-new flooring throughout, fresh interior paint, new blinds, and a new ceiling fan in the great room. The kitchen shines with a new stove/oven, refrigerator, dishwasher, and garbage disposal. Both bathrooms have been refreshed, with the primary suite featuring a new tub, tile, vanity, lighting, medicine cabinet, and exhaust fan, while the hallway bath includes updated lighting, medicine cabinet, and exhaust fan. Additional upgrades provide peace of mind, including a new roof (2021), new AC air handler (2016), new heat pump/AC and water heater (2014), along with updated plumbing. The water heater was also serviced in 2024 with cleaning, a new thermostat, and heating element. Exterior enhancements include new paint, gutters, and gable siding (2022), plus new smoke detectors for added safety. Outside, enjoy a fully fenced backyard with plenty of space to relax or entertain. The attached two-car garage adds convenience and extra storage. Best of all, this property has no HOA restrictions, giving you greater flexibility. Whether you're a first-time buyer, downsizing, or seeking a smart investment opportunity, this is a rare find in today’s market.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $434 | $434 | $434 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,767 | $2,324 |
| Total Monthly Payment | $2,233 | $2,276 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.