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OFFER DEADLINE: Wednesday, 4/22 at 5 pm. Welcome to 23 Hart Place-a townhouse-style condo offering space, functionality, and an excellent location close to shopping, dining, and everyday conveniences. This 2-bedroom unit features a desirable layout with both bedrooms and a full bath on the upper level, including generously sized bedrooms. The main level offers a bright living area, dining space, kitchen, half bath, and in-unit washer/dryer. Step out onto the private balcony to enjoy the quiet setting. The lower level includes a one-car garage with an additional full unheated room behind it, offering excellent storage, office, or future finishing potential. Similar units have utilized this space in creative ways. Additional features include: 1, 224 sq ft Plenty of parking Quiet complex Wall openings for through-the-wall A/C units (existing units not operational) The home reflects long-term ownership and will benefit from updates, including interior paint and flooring. Carpeting is worn/partially removed in one room. Priced accordingly, this is a strong opportunity to build equity with improvements. Investor note: Association permits up to two rentals, with only one currently rented-offering potential rental opportunity subject to association approval and verification. Great layout, great location, and excellent upside for owner-occupants or investors alike. PLEASE NOTE: We are in receipt of multiple offers. There is an offer deadline for Wednesday, April 22 at 5 pm. The seller will make a decision late afternoon on Thursday, April 23.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
| Dining Room | Ceiling Fan | Main |
| Full Bath | Tub w/Shower | Upper |
| Half Bath | Laundry Hookup | Main |
| Kitchen | Main | |
| Living Room | Main | |
| Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,600 | $159,600 | $159,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $256 | $256 | $256 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $956 | $983 | $1,294 |
| Total Monthly Payment | $1,287 | $1,314 | $1,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.