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Opportunity knocks in Shirley! If you’ve been waiting for an affordable home with great potential, this is the one you’ve been looking for. Priced under $500, 000 with taxes under $8, 000, this home offers a rare chance to get into the market and create something truly your own. Inside, you’ll find hardwood floors and a layout ready for your personal touch. The home does need updating, but for the right buyer, the upside here is HUGE. If you’ve been dreaming about customizing a home exactly the way you want it, this is your opportunity. The hallway bathroom was just redone this year, giving you a fresh, updated space to enjoy right away, and the primary bedroom features its own convenient half bath. The basement offers additional potential for living space or even a possible accessory apartment with proper permits, which is great for extended family or future flexibility. Step outside and enjoy a backyard built for relaxing and entertaining, complete with a firepit. Picture summer nights under the stars with friends and family. The home also features in-ground sprinklers to help keep your lawn looking its best. Parking will never be an issue here. This is a corner property with a huge driveway, plus it shares additional parking with the house across the street. There is also an electric car charger already in place. Location is where this one really shines. You’re just minutes from Smith Point Beach where you can enjoy ocean views, fishing, surfing, and live music at Tiki Joe’s. Nearby you’ll find the Shirley Splash Park, Southaven County Park, local fishing piers, museums, and the beautiful Wertheim National Wildlife Refuge for hiking and exploring nature. This is a home with solid bones, a great location, and endless potential. Bring your vision and make it shine.
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Our Executive Mortgage Banker:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $654 | $654 | $654 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,433 | $3,156 |
| Total Monthly Payment | $2,916 | $3,162 | $3,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.