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20943 SW 96th Ct, Cutler Bay, FL, 33189 | $949,990
Nestled in the vibrant and rapidly growing community of Cutler Bay, this stunning residence offers an exceptional blend of comfort, style, and South Florida living. Boasting 5 generously sized bedrooms, 4 bathrooms, and a light-filled open-concept layout, the home is perfectly designed for both everyday living and entertaining. A beautifully appointed kitchen features white wood cabinetry, abundant counter space, and a welcoming layout ideal for both casual meals and culinary creativity. Amongst this picturesque neighborhood of tree-lined streets and tranquil lakes, residents enjoy a serene atmosphere with scenic walking paths, bike rides, and easy access to the iconic Old Cutler Road. Cutler Bay is known for its strong sense of community, excellent parks, and proximity to top-rated schools, making it an increasingly desirable destination for homeowners seeking both convenience and quality of life. Ideally located just minutes from premier outdoor and waterfront destinations such as Matheson Hammock Park, Black Point Marina, and Fairchild Tropical Botanic Garden, residents can enjoy boating, nature trails, and lush tropical landscapes year-round. With nearby shopping, dining, and entertainment options, plus convenient access to major roadways for an easy commute to downtown Miami, this home offers the perfect balance of tranquility and connectivity. Experience the best of Cutler Bay living—where coastal charm, natural beauty, and modern convenience come together effortlessly.
Features
- Rooms: 10
- Bedrooms: 5
- Baths: 4 full
- Laundry: Washer Hookup,Dryer Hookup
- Style: Detached,One Story
- Year Built: 2026
- Garage: 2-car Attached,Driveway,Garage,Paver Block
- Heating: Central
- Cooling: Central Air
- Est. Taxes: $0
- Lot Desc: 1/4 to 1/2 Acre Lot
- View: Garden
- Elem. School: Gulfstream
- Middle School: Cutler Bay
- High School: Miami Southridge
- Pets Allowed: Yes
- Pet Policy: No Pet Restrictions,Yes
- Appliances: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven
- MLS#: A12002851
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/A12002851/20943sw96thct_cutlerbay_fl?source=qrflyer
Listing courtesy of United Real Estate Miami Phone: 305-273-9000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20943 SW 96th Ct, Cutler Bay, FL, 33189
$949,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $759,992 | $759,992 | $759,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,557 | $4,679 | $6,413 |
| Total Monthly Payment | $4,649 | $4,771 | $6,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388