4635 Bayshore DR, Naples, FL, 34112 | $189,000

Welcome to Abaco Bay in the heart of Naples, where value, location, and lifestyle come together. This 2 bedroom 2 bath first floor condo offers 886 square feet of easy living and excellent investment potential. Inside, you will find BRAND NEW IMPACT WINDOWS, ALL tile flooring throughout, an open living and dining area, and a comfortable layout designed for everyday living or seasonal enjoyment. The kitchen flows into the main living space, creating a bright and functional environment. Step out to your private lanai and enjoy peaceful landscaped views, perfect for morning coffee or relaxing evenings.
The split bedroom floor plan provides privacy for both owners and guests. The primary suite includes its own bath, while the guest bedroom is ideal for visitors or a home office. New IMPACT windows installed in April 2026 add efficiency and long term value. The community offers a pool, clubhouse, and low monthly fees, along with flexible leasing options allowing up to 4 rentals per year with 30 day minimums.
A tenant is already in place through July 2026, providing immediate rental income for investors and a seamless opportunity to own while earning from day one.
Location is everything, and this property places you just moments from one of Naples most exciting and evolving areas. The Bayshore Arts District has been cultivating its creative energy since the early 1980s and today stands as a vibrant enclave filled with waterfront dining, live music, art galleries, unique shops, and colorful murals. Enjoy local favorites like Celebration Food Truck Park where you can eat, drink, and experience the energy of the community.
Outdoor enthusiasts will love the proximity to Haldeman Creek for kayaking and paddleboarding, Bayview Park for boat launching, and Lake Avalon for relaxing days by the water. As the gateway to the Naples Botanical Garden, the area offers a unique blend of nature, culture, and recreation all within minutes of your door. World class beaches, downtown Naples, and Fifth Avenue South are just a short drive away.
Whether you are looking for a full time residence, seasonal retreat, or income producing property, this condo delivers on lifestyle and opportunity. Affordable Naples living starts here.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Guest
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Clubhouse,Common Laundry,Community Pool,Community Room,Streetlight
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: ABACO BAY
  • Development: ABACO BAY
  • Year Built: 1983
  • Approx Sq. Feet: 886
  • Est. Taxes: $2,245
  • Condo Fee: $500 Monthly
  • Lot Desc: Other
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Elem. School: AVALON ELEMENTARY
  • Middle School: EAST NAPLES MIDDLE
  • High School: NAPLES HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 226015068
  • Website: https://www.raveis.com
    /prop/226015068/4635bayshoredr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Serhant-Naples

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4635 Bayshore DR, Naples, FL, 34112

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $907 $943 $1,245
Total Monthly Payment $1,169 $1,205 $1,507

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.