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Tucked away on a quiet street just minutes from some of the worlds most desirable beaches, this well located duplex presents a rare opportunity for both investors and owner occupants in todays challenging market. The home features solid block construction, with a thoughtfully designed, permitted addition completed in 1996, and is located in a no flood zone where flood insurance is not required. Designed for flexibility, each side offers a distinct layout to accommodate rental income, multigenerational living, or a live in lease out strategy. The A side features a one bedroom one bath configuration with a full kitchen and comfortable family room, ideal for long term or seasonal rental. The B side offers two bedrooms and two baths (one master suite located at the rear of the home), a spacious family room, eat in kitchen, dining area, a large flex room, and an oversized closet pantry that is large enough to be used as a nursery or home office, providing strong appeal for tenants or extended family living. Outdoor living is a standout feature with a large backyard that is fully fenced with a privacy fence, oversized private carports perfect for grilling, and two sheds for additional storage. The lot is beautifully landscaped with mature trees, flowering plants, and shrubs that enhance privacy and curb appeal. A well water spigot supports irrigation while the home itself is connected to city water and city sewer. Located just two miles from IMG Academy and six miles from Coquina Beach, this property benefits from consistent demand and strong location appeal. Many newer items add value and peace of mind including bathroom vanities, washer, dryer, well pump, and water heaters. With no HOA restrictions and a location that is hard to beat, this property delivers a smart two for one solution offering income potential, lifestyle flexibility, and long term value in a market where smart buys matter more than ever. Visit Homes for a full 3D walk-through.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,922 | $2,537 |
| Total Monthly Payment | $2,003 | $2,080 | $2,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.