6137 BASS HIGHWAY, St. Cloud, FL, 34771 | $439,000

**NEW PRICE!** Welcome to your private waterfront retreat on the Alligator Chain of Lakes—where charm, comfort, and adventure come together effortlessly. Set on a nearly half-acre fenced lot, this beautifully renovated home offers the space and freedom you’ve been looking for, complete with a private pool, boat dock, canal frontage, and no HOA—so bring all your toys and enjoy life without limits.

Start your mornings and end your evenings on the inviting front porch swing, where you can take in breathtaking sunrises and sunsets. Out back, your own oasis awaits—perfect for soaking up sunny Florida days or unwinding poolside under the stars, all with peaceful freshwater views.

Step inside to discover a bright, open-concept living space filled with natural light. The home flows seamlessly into a stunning kitchen featuring a large island, stainless steel appliances, quartzite countertops, and ample seating—ideal for gathering with family and friends. Just beyond, a spacious dining area and versatile Florida room with endless possibilities, whether you envision a game room, office, second living area, or entertainment space.

The primary suite is your personal sanctuary, complete with an ensuite bathroom, walk-in closet, and flexible layout options to create your perfect his-and-hers retreat.

Perfectly positioned in the heart of Central Florida, this home is a dream for water enthusiasts and those seeking convenience—just minutes from downtown St. Cloud, Lake Nona, world-famous theme parks, beautiful beaches, and Orlando International Airport.

Live on the water, relax by the pool, and enjoy the space to grow on this expansive property. Schedule your private showing today and experience the lifestyle you’ve been waiting for. Call or schedule your private showing today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1976
  • Garage: 2-car Boat, Covered, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,628
  • Acreage: 0.46
  • Est. Taxes: $3,144
  • Lot Desc: Cleared
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Water Softener
  • MLS#: S5147872
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/S5147872/6137basshighway_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 3:17:07 PM)
Listing courtesy of TIE TEAM REALTY LLC   Phone: 321-805-4392

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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6137 BASS HIGHWAY, St. Cloud, FL, 34771

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $262 $262 $262
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,162 $2,278 $2,940
Total Monthly Payment $2,499 $2,615 $3,277

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.