1218 SE 4TH AVENUE, Crystal River, FL, 34429 | $549,000

Waterfront Luxury in Pretty Springs — 80+ Feet of Spring-Fed Frontage & Direct Gulf Access
Discover the rare opportunity to own a piece of "Old Florida" paradise in the heart of Crystal River. Whether you are looking for a meticulously updated, move-in-ready retreat or the perfect canvas to design a custom, elevated coastal estate, this property offers unparalleled potential.

The Lifestyle: Nature at Your Doorstep

Nestled just off Kings Bay, this home sits on the crystal-clear, spring-fed waters sourced from the world-famous Three Sisters Springs. Imagine a daily routine where manatees and dolphins are your neighbors, and world-class fishing is just a boat ride away. With over 80 feet of waterfront and no bridges or height restrictions, you have seamless, deep-water access to the Gulf of Mexico—perfect for large vessels and avid explorers.

The Current Home: Modernized & Move-In Ready

This 3-bedroom, 2-bathroom residence has been thoughtfully updated to blend comfort with coastal resilience.

Refined Interiors: New luxury vinyl plank flooring and a cozy wood-burning fireplace.

Storm-Ready: Equipped with full hurricane-impact windows for peace of mind.

Year-Round Views: The heated and cooled Florida Room features skylights, a custom bar, and panoramic vistas of the sunrise and sunset over the water.

Gourmet Kitchen: Featuring brand-new appliances and an open layout designed for effortless entertaining.

The Opportunity: Build Your Coastal Vision

For those dreaming of a modern masterpiece, this expansive lot is prime for development.

Teardown & New Build: Work with our preferred builder partners to design an elevated, contemporary home tailored to your specifications.

Flexible Financing: Specialized construction financing is available, making it easier than ever to transition from the existing structure to a custom-built waterfront estate.

Key Details:

Financial Ease: No HOA or CDD fees.

Attractive Terms: This property qualifies for USDA Zero Down or VA financing for eligible buyers.

Nearly Unrestricted Gulf and Bay Access

Experience the perfect intersection of natural beauty and modern potential. Whether you move in today or build for tomorrow, the ultimate Crystal River lifestyle awaits.

Disclaimer: Buyer and Buyer’s Agent are responsible for conducting all due diligence and verifying all information independently. All information is deemed reliable but not guaranteed.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 100
  • Laundry: Laundry Room
  • Style: Florida, Ranch
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,964
  • Acreage: 0.18
  • Lot Size: 80 x 100
  • Est. Taxes: $2,183
  • Lot Desc: Cleared, Flood Insurance Required, In County, Near Golf Course, Near Marina, Oversized Lot
  • View: Garden, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Freezer, Range, Refrigerator
  • MLS#: TB8439483
  • Days on Market: 189 days
  • Website: https://www.raveis.com
    /prop/TB8439483/1218se4thavenue_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 3:36:23 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sharon MajorSales Associate

860.729.8575

Sharon.Major@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1218 SE 4TH AVENUE, Crystal River, FL, 34429

$549,000

Sharon Major

Sales Associate

William Raveis Real Estate

Phone: 860.729.8575

Sharon.Major@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $182 $182 $182
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,528 $2,812 $3,647
Total Monthly Payment $2,802 $3,086 $3,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.