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Welcome to easy, low-maintenance living in the amenity-rich Carolina Bay community. This thoughtfully cared-for townhome offers a comfortable layout and a lifestyle that's hard to beat. Inside, you'll find a bright, open main level designed for both everyday living and casual entertaining. The kitchen is equipped with generous cabinet storage (as well as cabinet pullouts for convenience), a pantry and a full appliance package including a microwave, REFRIGERATOR, dishwasher and NEW ELECTRIC RANGE (2026). Upstairs, the spacious primary suite offers a relaxing retreat with great natural light and a walk-in closet. The upstairs laundry room adds convenience and the WASHER and DRYER convey with the home. As for floor covering - THE SELLER IS OFFERING A $6K ALLOWANCE for the buyer to havethe downstairs flooring replaced if desired. The carpet upstairs was newly replaced in June 2025. To top it all off (literally) - the townhome has a NEW ARCHITECTRAL SHINGLE ROOF that was installed in October 2024 - adding long-term value and peace of mind. Situated in the Tidewater section of Carolina Bay, the HOA covers pest control, termite protection plan, pressure washing, lawn irrigation, lawn care and shrub maintenance - freeing up your time to enjoy everything the neighborhood has to offer. Carolina Bay isn't just a place to live - it's a lifestyle that's hard to beat. With three community pools and multiple playgrounds to a dog park and miles of scenic trails, there's something here for everyone. The neighborhood's three-acre park brings residents together with events like Food Truck Fridays, outdoor movie nights and seasonal celebrations. And the location? Tough to top. You're just minutes from the airport, shopping, dining, downtown Charleston, medical facilities and the beaches. This is more than just a home - it's everyday living with a little extra built in. Welcome to life in Carolina Bay.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,031 | $2,114 | $2,820 |
| Total Monthly Payment | $2,106 | $2,189 | $2,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.