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Built in 2023 and practically brand new, this beautifully maintained 4-bedroom, 2-bath home in the highly desirable St. Johns Lake community offers a rare opportunity to own one of the few homes in the neighborhood with serene lake views. Blending modern design with functional living, this home is thoughtfully laid out to suit a variety of lifestyles. The main floor features an inviting open-concept layout, where the spacious living area flows seamlessly into the well-appointed kitchen. Just off the kitchen, a designated dining room offers the perfect setting for both everyday meals and entertaining. Near the entry, a versatile front room provides flexible space ideal for a home office, playroom, or additional sitting area. The first floor is anchored by a generously sized primary suite, complete with a private en suite bath, spacious walk-in closet, and separate water closet for added privacy. Two additional guest bedrooms are also located on the main level, both well-proportioned and sharing a full bathroom. A convenient walk-in laundry room enhances the home's practical layout. Upstairs, a large flex space offers endless possibilities--easily serving as a fourth bedroom, guest suite, media room, or additional lounge area depending on your needs. Extending the living space outdoors, a spacious screened-in back porch overlooks the gorgeous lake, creating a peaceful setting perfect for relaxing or entertaining. It's an ideal spot to unwind while watching wading birds and enjoying the natural beauty that surrounds the home. Situated in the picturesque St. Johns Lake subdivision, residents enjoy a peaceful, community-oriented setting surrounded by natural beauty. The neighborhood features a community pool, playground, kayak and paddleboard launch, and a covered pavilion--perfect for relaxing, gathering with neighbors, or enjoying the outdoors. Conveniently located on Johns Island, St. Johns Lake offers easy access to shopping, dining, and outdoor recreation, all while maintaining the quiet charm of Lowcountry living. This turnkey home combines modern construction, flexible living spaces, and a rare lake view setting--making it a standout opportunity in one of Johns Island's most inviting communities.
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Our Executive Mortgage Banker:
$684,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $547,920 | $547,920 | $547,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,374 | $3,508 | $4,587 |
| Total Monthly Payment | $3,466 | $3,600 | $4,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.