4650 PALM VALLEY Road, Ponte Vedra Beach, FL, 32082 | $2,590,000

There is a different rhythm to this stretch of Palm Valley Road. More space. More privacy. A setting that feels removed, yet still connected to everything that defines Ponte Vedra Beach. **
Set on more than 1. 05 acres, this modern farmhouse, completed just last May, offers something increasingly rare, the feeling of new construction paired with land, privacy, and room to live beyond the walls of the home. A place where mornings feel quiet, evenings unfold naturally, and outdoor living becomes part of your everyday rhythm.
From the moment you arrive, the setting defines the experience. Mature trees frame the property, creating a sense of seclusion, while the home itself opens with light, volume, and an effortless flow that feels both refined and livable. Inside, more than 3, 800 square feet unfolds with wide plank wood floors, soaring ceilings, and a natural connection to the outdoors at every turn. At the center, the kitchen is designed as both a gathering place and a workspace, anchored by an oversized island, Thermador appliances, and a butler pantry tucked just beyond, allowing everything to function beautifully behind the scenes. Living and dining spaces move seamlessly together, extending toward the covered patio where mornings begin quietly and evenings settle in with ease. The layout is both thoughtful and highly functional. The primary suite is located on the main level, along with a second bedroom and a dedicated office, creating flexibility for guests, multigenerational living, or working from home. The primary suite itself is a retreat, with a spa like bath and a calm connection to the landscape beyond. A spacious laundry room supports the rhythm of daily life without interruption. Upstairs, three additional bedrooms, two full baths, and a loft come together to create a separate living space that feels ideal for family or guests. Whether used as a media room, playroom, or quiet retreat, the loft adds another dimension to the home's design. Outside, the experience shifts. The scale of the land allows for something rarely found in Ponte Vedra Beach, space not just to design, but to live. A newly installed pickleball and basketball court introduces a natural gathering place, where afternoons turn into evenings and time with friends and family unfolds with ease. And still, there is room for more. With no HOA, the property offers a level of flexibility that is increasingly hard to find. Whether you envision a detached garage, guest house, ADU, or a fully realized outdoor living environment, the space is here to bring that vision to life, all without compromise. And yet, for all of its space and privacy, you are only minutes from the beach, TPC Sawgrass, and the area's most sought after dining and shopping. Zoned for top rated St. Johns County schools, the location offers both convenience and long term value. A newer home, land to grow into, and a setting that allows you to live differently. This is where space, design, and lifestyle come together in a way that is no longer easy to find.

Features

  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: In Unit, Lower Level, Sink
  • Style: Traditional
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,821
  • Acreage: 1.05
  • Est. Taxes: $7,338
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Trees/Woods
  • Elem. School: Ocean Palms
  • Middle School: Alice B. Landrum
  • High School: Ponte Vedra
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
  • MLS#: 2140484
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /eprop/2140484/4650palmvalleyroad_pontevedrabeach_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4650 PALM VALLEY Road, Ponte Vedra Beach, FL, 32082

$2,590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,072,000 $2,072,000 $2,072,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $612 $612 $612
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,423 $12,758 $17,485
Total Monthly Payment $13,160 $13,495 $18,222

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.