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Don’t let the size fool you—this move-in ready home packs BIG features at a price point that’s getting harder and harder to find. Welcome to 3037 Morrow Road in Oceanside, a 3-bedroom, 2 full bath home on a quiet dead-end street. The large primary bedroom features a full private bath and a walk-in closet, while a second bedroom also includes its own walk-in closet—an uncommon bonus at this price point. The third bedroom is generously sized and offers great flexibility. The kitchen features granite countertops, stainless steel appliances, and a double oven. Major updates include a recently replaced roof (front under a year, rear approximately 2 years), a tankless gas heating system, and gas cooking. The big-ticket items have already been taken care of. Homes like this—offering features, updates, and value all under $700K—don’t come around often. Conveniently located near the Long Island Rail Road for an easy commute. Don’t miss your chance.
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Our Executive Mortgage Banker:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $752 | $752 | $752 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,394 | $3,529 | $4,614 |
| Total Monthly Payment | $4,238 | $4,373 | $5,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.