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Welcome to 5 Blue Spruce Lane, Monticello, NY — a well-maintained single-family home set on 2. 68 private acres, offering space, functionality, and a peaceful setting in the heart of Sullivan County. This 4-bedroom, 2. 5-bathroom raised ranch delivers a practical layout designed for comfortable everyday living. The main level features hardwood flooring throughout and an open living and dining area filled with natural light, creating a warm and inviting atmosphere. The adjacent kitchen is equipped with stainless steel appliances, ample cabinetry, and durable countertops, providing an efficient space for cooking and gathering. All four bedrooms are generously sized, offering flexibility for guests, or a home office setup. The bathrooms are clean and well-kept, supporting both convenience and functionality for daily use. The lower level expands the home’s usability, featuring additional living space ideal for a family room, office, or recreation area, along with a half bath, laundry area, and direct access to the attached two-car garage—a valuable feature for storage and convenience. Outside, the property truly stands out. Situated on nearly 3 acres, the lot provides privacy, open green space, and a natural wooded backdrop. The rear deck overlooks the yard, offering a great space for outdoor dining or relaxing, while the surrounding land provides room for gardening, recreation, or future enhancements. Location & Accessibility 5 Blue Spruce Lane is ideally located with easy access to major routes, including: NY State Route 17 (future I-86) – providing direct access to Middletown, Goshen, and beyond Route 42 and Route 17B – connecting you to nearby towns and local amenities This location allows for convenient commuting while still enjoying a quieter residential setting. Nearby Attractions The property is just minutes from some of the area’s most notable destinations: Resorts World Catskills – dining, entertainment, and casino The Kartrite Resort & Indoor Waterpark – year-round recreation Holiday Mountain Ski Area – seasonal skiing and outdoor activities Monticello Raceway – a long-standing local attraction Monticello Motor Club – a premier private motorsports facility Local parks, hiking trails, and Catskills outdoor recreation 5 Blue Spruce Lane presents a solid opportunity to own a spacious home on acreage in a growing Catskills market. With its functional layout, large property, and convenient access to highways and local attractions, it’s well-suited for a primary residence, weekend home, or investment. A straightforward, well-positioned property with room to make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,007 | $2,118 | $2,788 |
| Total Monthly Payment | $2,582 | $2,693 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.