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3950 IRONWOOD CIRCLE, #205, Bradenton, FL, 34209 | $235,000
Experience easy Florida living in this beautifully updated 2-bedroom, 2-bath condo tucked inside the highly sought-after Arbors at Pinebrook community. Situated on the second floor with relaxing views of the pool and green space, this residence offers the perfect blend of comfort, convenience, and investment potential.
One of the standout features of this community is its exceptional financial stability — fully funded reserves, no HOA fee increases for the past three years, no CDD fees, and no known upcoming special assessments provide owners with confidence and long-term peace of mind.
Offered completely turnkey furnished, this condo is ready for immediate enjoyment or could begin generating rental income right away. Lightly occupied only as a seasonal getaway by its previous owners, the home has never been lived in full time and has been meticulously maintained throughout the years.
The interior features an airy open-concept layout with a spacious living and dining area that flows seamlessly into the kitchen and breakfast nook. A split-bedroom design creates privacy for guests, while the generous primary suite includes a walk-in closet and comfortable ensuite bath.
Recent improvements include updated flooring, fresh paint, and modern ceiling fans. Additional upgrades such as impact-resistant windows and lanai sliders, plantation shutters, designer shades, and newer appliances elevate both style and functionality.
Located just minutes from Gulf Coast beaches, shopping, restaurants, golf courses, parks, and SRQ Airport, this property is ideally positioned for full-time residents, snowbirds, or investors seeking a low-maintenance coastal property.
Community enhancements have already been completed, including new roofs and stack pipe lining in 2023, elevator replacements in 2024, and a brand-new pool deck in 2025.
Whether you’re looking for a winter retreat, a full-time residence, or a property with strong seasonal rental appeal, this condo delivers on every level.
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 4
- Amenities: Elevator(s), Fitness Center, Pool, Storage
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: ARBORS AT PINEBROOK CONDO PH I
- Year Built: 1994
- Approx Sq. Feet: 1,201
- Acreage: 1.41
- Est. Taxes: $3,208
- Condo Fee: $594 Monthly
- Lot Desc: City Lot, Near Public Transit
- View: Pool
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: A4690276
- Days on Market: 26 days
- Website: https://www.raveis.com
/prop/A4690276/3950ironwoodcircle_bradenton_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 800-486-1794
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3950 IRONWOOD CIRCLE, #205, Bradenton, FL, 34209
$235,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,126 | $1,173 | $1,549 |
| Total Monthly Payment | $1,468 | $1,515 | $1,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388