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Welcome to resort-style living in MiraBay, the area’s premier gated waterfront community. This distinctive coastal residence—the only one of its kind in the neighborhood—offers nearly 3, 500 sq ft of elegant living along a tranquil 135-acre lagoon with direct access to Tampa Bay. Featuring 4 bedrooms, 3. 5 baths, a bonus room, a private dock with a newly rewired lift, and a private boat lift, this home is designed for refined indoor/outdoor living.
A brick paver driveway and welcoming front porch lead into a foyer with immediate lagoon views. To the left, a formal dining room with a tray ceiling flows to the fully remodeled kitchen and large walk-in pantry. The kitchen showcases quartz countertops with a waterfall edge, Sub-Zero refrigerator, custom island with butcher-block, gas cooktop, built-in espresso machine, and designer backsplash. The kitchen opens to the family room and breakfast nook, both sliding wide to the lanai for seamless entertaining.
The expansive lanai is an outdoor oasis: gas fireplace, outdoor kitchen, and a heated pebble-tec saltwater pool and spa framed by sweeping lagoon vistas. Lush landscaping and papaya tree—complete the private waterfront setting.
The primary suite is a serene retreat with lanai access and panoramic lagoon views. Dual walk-in closets lead to a spa-like bath featuring a large tile shower with dual rainfall heads and a freestanding soaking tub. Two bedrooms share a Jack-and-Jill bath at the front of the home; a fourth bedroom and flexible bonus room—accessed past the breakfast nook—share a bath. The bonus room’s pocket slider opens to the lanai and can serve as a home office, gym, or media room. Additional conveniences include a half bath, large storage closet near the foyer, and a two-car garage.
Notable updates and systems: new luxury vinyl flooring, refreshed garage flooring with overhead storage, two HVAC units with Nest thermostats, plantation shutters, tankless water heater, electric shades, Hayward pool heater with variable-speed pump, and fresh interior paint.
MiraBay amenities—at just $227/year HOA—include a community pool with five lap lanes and water slide, splash pad, spa/sauna, fitness center with trainers, tennis courts with coaches, café/restaurant, childcare, basketball courts, kayak rentals, and more. Easy commutes to St. Petersburg, Sarasota and Tampa round out this exceptional coastal offering. Embrace waterfront living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,191,200 | $1,191,200 | $1,191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $2,370 | $2,370 | $2,370 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,952 | $7,142 | $10,052 |
| Total Monthly Payment | $9,447 | $9,637 | $12,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.