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Presented by
Team Slick |
17301 ESTES ROAD, Lutz, FL, 33548 | $675,000
Fall in LOVE with this breathtaking LAKEFRONT residence on Lake Richard, where every moment feels like an escape and each day begins in quiet serenity. Welcome to your lake home- featuring a 3-bedroom, 2-bath MAIN HOME and a FULLY DETACHED 1-bedroom, 1-bath guest COTTAGE with a full kitchen and laundry, offering an exceptional opportunity to own two single-family homes on nearly a full acre with private waterfront living, NO HOA, and NO CDD.
Each morning unfolds with stunning sunrise views shimmering across the water, setting the tone for a lifestyle defined by peace, nature, and connection. Spend your days BOATING, SKIING, or FISHING from your own BACKYARD, and your evenings unwinding in a setting that feels a world away—yet remains conveniently CLOSE to everything.
The main residence is rich in warmth and character, showcasing a contemporary architecture-inspired design, soaring CATHEDRAL ceilings, and beautiful CEDAR walls that add depth and natural charm throughout. A striking double-sided wood-burning FIREPLACE seamlessly connects indoor and outdoor living, while expansive DECKS invite you to take in sweeping water views. The beautifully UPDATED KITCHEN—featuring granite countertops, soft-close cabinetry, and serene lake vistas—makes everyday living feel both elevated and effortless.
Upstairs, the private primary suite is a true RETREAT, featuring your own SAUNA, a SPA-inspired bath, and an extraordinary sunroom with panoramic lake views—an ideal space for a home office, wellness studio, or peaceful reading sanctuary as the light shifts throughout the day.
Adding remarkable versatility, the FULLY DETACHED guest cottage offers exceptional comfort and independence with its own bedroom, bathroom, full kitchen, and laundry—perfect for MULTIGENERATIONAL living, hosting extended guests, or generating strong rental income.
Outdoors, the property transforms into a private sanctuary with a GAZEBO, FIRE PIT, FLOATING DOCK, and BOAT DOCK—all set along this serene spring-fed lake known for its natural beauty and excellent fishing. Thoughtful updates provide added peace of mind, including a main roof replacement (2018), cottage roof (2021), updated HVAC systems, foundation stabilization completed in 2020, NEW luxury vinyl FLOORING (2026) and a fully fenced backyard.
This is the Florida lifestyle you’ve been dreaming of—welcome home.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 144 x 125
- Laundry: In Garage
- Style: Contemporary
- Year Built: 1979
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,534
- Acreage: 0.99
- Lot Size: 144 x 125
- Est. Taxes: $4,290
- View: Water
- Water Front: Yes
- Elem. School: Maniscalco-HB
- Middle School: Liberty-HB
- High School: Freedom-HB
- Appliances: Dishwasher, Range, Refrigerator
- MLS#: TB8498406
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/TB8498406/17301estesroad_lutz_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team SlickSales Associates
917.991.4816
teamslick@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17301 ESTES ROAD, Lutz, FL, 33548
$675,000
Team Slick
Sales Associates
William Raveis Real Estate
Phone: 917.991.4816
teamslick@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,194 | $3,325 | $4,409 |
| Total Monthly Payment | $3,644 | $3,775 | $4,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388