4250 A1A S, #D31, Saint Augustine, FL, 32080 | $379,000

Turnkey coastal living in this rare corner-unit condo! Everything in the condo conveys, making it a prime investment ready to generate income immediately. One of the top-performing vacation rentals in the community and among only 10% of units with an ocean view, all with no flood insurance required. Enjoy ocean breezes from your private balcony and a bright, open layout filled with natural light. Features include a unique abalone shell countertop, updated flooring (2020), and a spacious primary suite with balcony access. Major systems updated in 2023 (roof, HVAC, plumbing, electrical), plus newer dishwasher (2022), AC & washer/dryer (2023), water heater (2025), and ceiling fans (2026). Conveniently located near the pool and community exit. Resort-style amenities include two pools (one heated), beach access, tennis courts, BBQ area, and gated entry. HOA covers exterior maintenance, water, internet, cable, phone, and pest control. Only minutes to downtown St. Augustine and I-95. Monthly condo dues of $630 include upgraded AT&T high-speed internet (up to 300 Mbps) and DirecTV, along with water, sewer, trash and recycling services, gated access with security cameras, master insurance coverage, professional management, and full upkeep of the buildings, amenities, and grounds. Ocean Village Club is a private, oceanfront community ideally situated in the heart of St. Augustine Beach. Enjoy the convenience of walking or biking to nearby coffee spots, grocery stores, popular dining, donut shops, salons, beach stores, and entertainment. Residents have access to a wide range of amenities including heated and non-heated pools with shuffleboard, tennis courts, a fitness center, car wash area, outdoor grilling and dining spaces, and a private boardwalk to the beach. The community has proactively completed Florida's required Milestone Structural Inspection and SIRS ahead of schedule. Any minor repairs identified were addressed in 2024, and required reserve funding was covered using existing funds--no special assessments were needed, highlighting strong financial stability. This pet-friendly community allows owners to keep up to two pets with no size or weight limits (with aggressive breed restrictions per the master policy). Owners may also choose to allow renters to have one pet.

Features

  • Parking: Additional Parking, Parking Lot
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Amenities: Pool, Barbecue, Beach Access, Clubhouse, Fitness Center, Gated, Shuffleboard Court, Storage, Tennis Court(s)
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: In Unit
  • Complex: Ocean Village Club
  • Year Built: 1985
  • Common Charge: $630 Monthly
  • Approx Sq. Feet: 729
  • Est. Taxes: $4,152
  • View: Beach, Ocean
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
  • MLS#: 2140427
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/2140427/4250a1as_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4250 A1A S, #D31, Saint Augustine, FL, 32080

$379,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,867 $1,916 $2,518
Total Monthly Payment $2,288 $2,337 $2,939

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.