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This charming Centerville cottage proves that great Cape Cod living doesn't have to be large to be enjoyable. Freshly painted white throughout, the interior provides a bright blank canvas ready for your personal style, while wood floors add warmth and character to much of the living space. With an efficient and easy-to-maintain footprint, the home offers a practical layout well suited for those seeking cozy, manageable living. A one-car garage provides convenient parking and storage, while the full basement offers extra space for storage, hobbies, or a workshop. While the home could benefit from some updating, it offers solid bones and plenty of potential for personalization. Whether you're looking to downsize, purchase your first home, enjoy a weekend Cape escape, or explore an investment opportunity, this property offers flexibility for a range of uses. Located just minutes from Craigville Beach, Four Seas Ice Cream, and the village shops and restaurants of Centerville, placing you close to many of the amenities that make this part of Cape Cod so appealing. Opportunities like this are increasingly hard to find. Some pictures are virtually staged
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| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring: Wood,Door(s): Other | 14.0 x 20.0 | First |
| Kitchen | Countertop(s): Laminate,Flooring: Laminate,Door(s): French,Stove(s): Gas | 14.0 x 20.0 | First |
| Living Room | Flooring: Wood | 14.0 x 20.0 | First |
| Master Bedroom | Flooring: Wood | 14.0 x 20.0 | First |
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$480,000
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,241 | $2,333 | $3,112 |
| Total Monthly Payment | $2,609 | $2,701 | $3,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.