814 HIGHGATE OAKS PLACE, Seffner, FL, 33584 | $419,900

Under contract-accepting backup offers. Tucked inside a tight-knit community where the homes are newer but the community feel is already well established — and where the builder actually left room between the houses. Walk in and the kitchen immediately tells you this home was designed around real life — a long granite island with bar seating, rich espresso cabinetry, and stainless appliances. It opens directly into the dining area and living room and through the sliding doors, straight out to the backyard. The flow is seamless. The gathering space sits right in the middle of the home the way it should, with bedrooms split to opposite ends for privacy. The living room is genuinely large, light-filled, and easy to arrange any way your family needs it. The primary suite has its own wing, its own quiet, and its own bathroom — double granite vanity, glass enclosed shower, separate water closet, and walk-in closet. It's comfortable without being overdone. Then step outside. Mature live oak trees draped in Spanish moss shade a fully fenced, nearly half-acre backyard that simply doesn't exist at this price point in the Tampa Bay market anymore. White vinyl privacy fence wraps the entire property. Enough room for a pool, a playset, a garden, a firepit, or all of the above. No CDD. Low quarterly HOA and Flood Zone X — so flood insurance is not mandatory. Quick access to I-4 and I-75 puts Tampa, Lakeland, and the Orlando corridor all within easy reach. And if schools matter, Bailey Elementary, Burnett Middle, and Strawberry Crest High School, home to one of the Tampa area's top-ranked International Baccalaureate programs, are all part of the package. You've probably seen newer neighborhoods where everything feels a little too close together. This one feels different. It feels like home.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,926
  • Acreage: 0.46
  • Est. Taxes: $5,974
  • HOA Fee: $320 Quarterly
  • Elem. School: Bailey Elementary-HB
  • Middle School: Burnett-HB
  • High School: Strawberry Crest High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8498638
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8498638/814highgateoaksplace_seffner_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 3:09:16 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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814 HIGHGATE OAKS PLACE, Seffner, FL, 33584

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $498 $498 $498
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,014 $2,096 $2,767
Total Monthly Payment $2,587 $2,669 $3,340

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.