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Property location qualifies for 100% USDA Rural Housing Loan financing. Single level living with this ranch styled home; no stairs making for all around easy access. At almost 1/2 acre the backyard is large and completely fenced. Westwood Pointe Subdivision with its abundance of positive attributes: Minutes to Anderson District 5 schools, hospitals, shopping and restaurants and a public golf course offering social memberships for pool, tennis and pickleball. Home layout provides soaring ceiling in main living areas and floorplan is popular styled open type. Oversized living room with view into kitchen and its eat in area; with access to backyard patio and shade providing pergola. Primary bedroom is privately located split floorplan style and is generous in size for all furniture placement. Double closets lead to full bathroom with walk in shower. Secondary bedrooms with their adorable whimsy paint schemes share home's other full bathroom. Hard to find a home with that extra dedicated office/flex room. This one has that! Laundry work made easier with the walk in room and storage shelving. HOA annual fee is low at under $200. 00. Need some storage space? Backyard has an exterior building for all your yard tools or workshop needs. Roof was replaced 2025 and HVAC 2024.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 12x11 | Main |
| Bedroom3 | 11x10 | Main |
| Kitchen | 12x11 | Main |
| Kitchen | 13x10 | Main |
| Laundry | 10x5 | Main |
| LivingRoom | 20x19 | Main |
| Office | 10x9 | Main |
| PrimaryBedroom | 16x14 | Main |
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Our Executive Mortgage Banker:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,515 | $1,992 |
| Total Monthly Payment | $1,647 | $1,685 | $2,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.