45 Dereef Court, Charleston, SC, 29403 | $970,000

Welcome to 45 Dereef Court, located in the heart of Downtown Charleston. This turnkey detached home offers an unbeatable location just minutes from College of Charleston, MUSC, local restaurants, shopping, and nearby parks. One of the few homes within the Dereef Court community with both a private garage and an additional parking space, this property combines convenience with low-maintenance living. Inside, the entry-level features a mudroom-style foyer that offers additional storage space. Upstairs, the main living level includes an open living, dining, and kitchen space with hardwood flooring that runs throughout the home. The kitchen is equipped with quartz countertops, stainless steel appliances, and a gas range, with a powder room conveniently located just off the kitchen. The next level includes a bedroom with multiple closets and a private en suite bathroom, as well as a laundry area with a stacked washer and dryer. The top floor is dedicated to the primary suite, complete with its own en suite bathroom featuring a tiled walk-in shower. Dereef Court in Morris Square is tucked within the vibrant Cannonborough-Elliotborough neighborhood--one of Charleston's most walkable and sought-after areas--and sits adjacent to Dereef Park, Simonton Park, and Shiloh Park. Known for its blend of historic charm and modern energy, the neighborhood features a mix of classic Charleston homes, local boutiques, and some of the city's most popular dining spots, all just steps away. Despite its central location, Morris Square offers a quieter, more residential setting while still being close to the heartbeat of downtown.

Features

  • Amenities: Park
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup
  • Style: Traditional
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 2019
  • Garage: 1-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,537
  • Acreage: 0.02
  • Lot Desc: 0 - .5 Acre, Corner Lot
  • Elem. School: Memminger
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26010401
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/26010401/45dereefcourt_charleston_sc?source=qrflyer
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Listing courtesy of BHHS Carolina Sun Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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45 Dereef Court, Charleston, SC, 29403

$970,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $776,000 $776,000 $776,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,715 $4,841 $6,601
Total Monthly Payment $4,807 $4,933 $6,693

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.