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One or more photo(s) has been virtually staged. 8161 Shalom Dr is a 2 bedroom, 2 bathroom single family home in Berkeley Manor with approximately 1, 474 square feet on a 9, 301 square foot CORNER LOT, giving buyers a larger homesite and more outdoor flexibility than many nearby properties. This is an as is property with a clear value add angle for the buyer who wants the right lot, pool setup, and layout first, then the ability to update over time. The home includes a pool and NEWER SCREENING AROUND THE POOL CAGE, which adds real outdoor appeal for buyers searching for Florida living features already in place. The corner lot is a major part of the story here because it creates a more open feel, more yard presence, and more usable outdoor space than many interior lots in the area. Inside, the home offers a straightforward floor plan with 2 full bathrooms, including a jacuzzi bath in one, and a layout that gives a future owner a solid base to improve without needing to completely redesign the house. The kitchen is dated and would likely be a renovation target for many buyers, while the CENTRAL A/C IS ORIGINAL AND NOT WORKING. Much of the home is described as more original in overall condition, which makes this a better fit for a buyer who understands the upside in updating cosmetics and systems around an existing structure rather than taking on a full reconfiguration project. The home is VACANT aside from furniture, which can help make the transition easier for the next owner planning renovations, cleanup, or move in timing. NO HOA is another important advantage, especially for buyers who want more freedom in how they use and improve the property. From a search perspective, this property lines up with what many buyers are actively looking for online. For buyers searching for a Spring Hill pool home, a CORNER LOT HOME in Berkeley Manor, a 2 bedroom 2 bathroom home with garage and renovation potential, or a Florida property with outdoor features and room to add value, 8161 Shalom Dr hits multiple search points that matter. This is not being positioned as the most updated home in the neighborhood. It is being presented honestly as a home with land, pool features, no HOA, and a practical layout that can support the next round of improvements. The combination of corner lot position, pool area, newer screening, and upside through renovation gives this property a strong lane for buyers who want location, space, and potential in Spring Hill. SOME PHOTOS HAVE BEEN VIRTUALLY EDITED.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $249 | $249 | $249 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,231 | $1,620 |
| Total Monthly Payment | $1,507 | $1,555 | $1,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.