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229 Florence St is a brick ranch on . 65 acres, positioned on a sidewalk-lined street less than half a mile from historic downtown Pickens. The home offers 3 bedrooms, 3 full bathrooms, over 2, 400 sq. ft. of living space, and nearly 1, 000 sq. ft. of unfinished basement space for storage, workshop use, or future expansion. Over the past 5 years, the home has seen extensive updates including full interior paint, smooth ceiling refinishing, replacement of all carpet with engineered hardwood to complement the original hardwood throughout the rest of the home, updated kitchen appliances, a heated towel bar in the primary suite bathroom, and light fixtures and ceiling fans replaced throughout. Exterior improvements include one rebuilt deck and a second deck addition. Major system upgrades include HVAC replacement, addition of a kitchen mini-split, tankless water heater, whole house chlorine filtration system, reverse osmosis water system with a dedicated refrigerator line, and an upgraded exterior breaker box with inverter for quick connection to a portable generator. The grounds have also been enhanced with established perennial flowers, berries, and fruit trees. Mountain views are visible from the street, with Table Rock State Park, the Doodle Trail, and Lake Keowee all within a 30-minute drive.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $127 | $127 | $127 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,921 | $1,997 | $2,611 |
| Total Monthly Payment | $2,123 | $2,199 | $2,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.