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521 PEEPLES DRIVE, Punta Gorda, FL, 33950 | $750,000
Under contract-accepting backup offers. Welcome to an exceptional sailboat-access waterfront estate in Punta Gorda, where refined living meets unparalleled boating convenience. Perfectly positioned on an oversized lot with 120 feet of waterfront, this residence offers a rare combination of privacy, modern upgrades, and direct access to open water. Thoughtfully updated and meticulously maintained, every detail has been designed to elevate both everyday living and entertaining. This is more than a home—it’s a true coastal retreat. RESIDENCE OVERVIEW: • 3 Bedrooms | 2. 5 Bathrooms + Den • Waterfront pool home • 120 feet of canal frontage • Oversized lot • Two private docks • Covered 10, 000 lb boat lift with updated controller (2024) • Private backyard boat ramp • Split floor plan for added privacy INTERIOR FEATURES: • Ceramic tile flooring throughout • Bright open floor plan • Spacious living room with glass sliding doors to lanai • Beautiful water views from main living areas • 2023 remodeled living room and kitchen • Seamless indoor-outdoor flow CULINARY SPACE: • Eat-in kitchen • Stone countertops • Center island with breakfast bar • Newer stainless steel appliances • Over- and under-cabinet lighting • Closet pantry • Functional layout ideal for entertaining PRIVATE OWNER’S RETREAT: • Spacious primary suite with lanai access • Dual closets, remodeled in 2025 • Fully renovated en-suite bathroom (2025) • Split vanities • Soaking tub • Walk-in shower GUEST ACCOMMODATIONS: • Guest bedrooms with built-in closets • Split-bedroom layout for privacy • Full guest bathroom nearby • Comfortable and functional design FLEX SPACE: • Den ideal for home office, media room, or additional guest space ELEVATED OUTDOOR LIVING: • Expansive screened lanai with no-see-um screening (2026) • Outdoor kitchen (2024) • Heated saltwater pool • Half bathroom and outdoor shower • Roll-down shutters for lanai, front door, and front window • Waterside fire pit • Air-conditioned “waterside shack” with new A/C (2025) • Fenced side yard with storage shed • Updated landscaping (2024) BOATING FEATURES: • 120 feet of sailboat-access waterfront • Two private docks • Covered 10, 000 lb boat lift • Updated lift controller (2024) • Private boat ramp • Quick access to open water ADDITIONAL FEATURES: • Durable metal roof • Updated plumbing fixtures throughout • Newer water heater • Private well for irrigation • No HOA or deed restrictions An exceptional opportunity to own a highly upgraded waterfront home offering unmatched boating access, modern updates, and the very best of the Florida lifestyle.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 80 x 120
- Laundry: Inside, Laundry Room
- Year Built: 2007
- Garage: 2-car Driveway, Oversized, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,923
- Acreage: 0.33
- Lot Size: 80 x 120
- Est. Taxes: $9,512
- Lot Desc: City Lot, In County, Landscaped, Oversized Lot, Street Dead-End
- View: Pool, Water
- Water Front: Yes
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
- MLS#: C7524888
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/C7524888/521peeplesdrive_puntagorda_fl?source=qrflyer
Listing courtesy of KW PEACE RIVER PARTNERS Phone: 941-875-9060
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
521 PEEPLES DRIVE, Punta Gorda, FL, 33950
$750,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $793 | $793 | $793 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,694 | $4,899 |
| Total Monthly Payment | $4,434 | $4,579 | $5,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388