2717 GREENLANDS STREET, St. Cloud, FL, 34772 | $439,000

BACK ON THE MARKET WITH PRICE IMPROVEMENT and after some beautiful upgrades! Go see the new construction homes in the neighborhood and then buy this one. Welcome to your dream home in the highly desirable gated 55+ active adult community of Twin Lakes in St. Cloud. Built by Jones Homes and featuring the popular Captiva floor plan, this beautifully maintained 3-bedroom, 2-bath residence offers approximately 1, 863 square feet of thoughtfully designed living space with peaceful pond and water views. Recently refreshed with brand-new tile flooring throughout the main living areas and laundry room, this home offers a bright, updated feel and is move-in ready. From the moment you enter, the open-concept layout draws your eye directly through the living area to the tranquil pond and conservation views beyond, creating a relaxing and inviting atmosphere. The spacious living and dining areas flow seamlessly into the modern kitchen, making it perfect for entertaining or everyday living. The kitchen features a large granite island, 42-inch cabinetry, stainless steel appliances, and ample counter and storage space. The private owner’s suite provides a comfortable retreat with tray ceilings, a large walk-in closet, and a spacious ensuite bathroom with dual vanities and an upgraded rain shower with extension hose. Two additional bedrooms offer flexibility for guests, hobbies, or a home office. A generously sized laundry room with deep utility sink adds convenience and functionality. Enjoy Florida living at its finest on the extended screened-in lanai overlooking the pond and natural conservation area, providing a peaceful outdoor space for relaxing or entertaining. The lanai also features remote-powered hurricane shutters, an approximately $15, 000 upgrade that offers both protection and convenience. Additional upgrades include crown molding throughout the home, tray ceilings in the foyer and primary bedroom, surround sound with two ceiling speakers in the living room, a hybrid energy-efficient water heater, and a security system with touchscreen panel, doorbell camera, and lanai camera accessible via phone app. The home has been meticulously maintained with the A/C, water heater, garage door, and shutters professionally serviced to help extend the life of these systems. Residents of Twin Lakes enjoy exceptional resort-style amenities including a resort-style pool, lap pool, additional community pool, a stunning 20, 000-square-foot clubhouse, state-of-the-art fitness center, flex studio, tennis courts, pickleball courts, putting green, walking trails, fishing, and access to pontoon and jon boats on beautiful Live Oak Lake. The community also offers an active calendar of social events and activities. Conveniently located near Lake Nona Medical City, the VA Medical Center, Orlando International Airport, shopping, dining, and Central Florida attractions, this home offers the perfect blend of comfort, lifestyle, and location. Schedule your private showing today.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Corridor Access, Inside
  • Style: Craftsman
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,863
  • Acreage: 0.15
  • Est. Taxes: $5,125
  • HOA Fee: $363 Monthly
  • Lot Desc: Landscaped
  • View: Trees/Woods, Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6245416
  • Days on Market: 521 days
  • Website: https://www.raveis.com
    /prop/O6245416/2717greenlandsstreet_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 9:47:07 PM)
Listing courtesy of KELLER WILLIAMS WINTER PARK   Phone: 407-545-6430

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2717 GREENLANDS STREET, St. Cloud, FL, 34772

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $427 $427 $427
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,162 $2,249 $2,940
Total Monthly Payment $2,664 $2,751 $3,442

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.