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Welcome to the City by the Sea! Step into this beautifully renovated Junior 4 home, ideally located in the vibrant East End of Long Beach on the beachside. This spacious residence features one bedroom and a versatile dining room/office that can easily be converted into a second bedroom. The updated kitchen boasts granite countertops and modern stainless-steel appliances, while ample closets throughout the home provide abundant storage for your convenience. Step out onto your private terrace and unwind while enjoying magical sunsets, with ocean views from every window bringing a sense of serenity to your everyday living. This well-maintained building offers excellent amenities, including a fully equipped gym, a lovely outdoor patio, a sparkling pool with dedicated bath facilities, and laundry on every floor. A bike room is also available, and parking is offered via waitlist. Moments from the beach, you can sink your toes into the sand, collect seashells, and truly embrace coastal living. Conveniently located near transportation and the renowned dining options of Long Beach and Point Lookout, everything you need is within easy reach. More than just a residence, this is a lifestyle. With only 10% down, this can be your permanent sanctuary by the sea. Don’t miss this exceptional opportunity to own your own slice of paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,999 | $431,999 | $431,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,587 | $2,660 | $3,501 |
| Total Monthly Payment | $2,679 | $2,752 | $3,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.