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Third floor lives as 4th BEDROOM in this beautiful 3-story home in Oak Terrace Preserve!! 3 bed, 3. 5 bath and the 3rd floor that can be used as a 4th bedroom or guest suite with EN SUITE! Upon entering the wide foyer, you will notice how bright and open this home feels. The light-filled dining room is situated at the front of the home and connects to the kitchen through the oversized butler's pantry, also gives access to the large walk-in pantry. The kitchen features stainless steel whirlpool appliances, 42'' white cabinetry, and plenty of storage. Entertaining is easy in this kitchen, with an enormous quartz countertop island and breakfast nook, both open to the living room. The living room has large windows, currently with a plant rail, and a floor-to-ceiling shiplap hearth that houses the gas fireplace and floating mantel. Plantation shutters for the living room are in the garage and can be added back. The main level is complete with a large powder room, 10 ft ceilings, hardwood floors, and plenty of closets for storage. Hardwood stairs lead you up to the 2nd level where you will find three bedrooms, including a generously sized primary suite. Enter through the double doors of the primary to find your ensuite with an extended double vanity, luxury tiled shower, and walk-in closet. The 2nd floor is completed with a full bath, laundry room, and 10 ft ceilings. The landing area and hallway of the 2nd floor are hardwood, while the bedrooms are carpeted. At the end of the hallway another staircase leads you up to the 3rd level with another full bathroom, which could easily be used as a 4th bedroom or guest suite. Enjoy a low-maintenance lifestyle with artificial turf, perfect for children, pets, and all your outdoor activities. In addition to the one-car garage, the covered carport provides a great extra space for entertaining. The yard is fenced by a living fence, which allows protection for your children and pets, while offering unobstructed views of the beautiful park located just behind this home. This home is built to EarthCraft standards and provides the homeowner with healthier indoor environment, greater comfort, lower utility bills, enhanced durability, and lower maintenance. Oak Terrace Preserve is a sustainable community where all homes are green certified. Neighborhood green spaces and pocket parks set the stage for a vibrant calendar of events, including monthly food trucks, outdoor movie nights, an annual oyster roast/Lowcountry boil, BBQ cook-off, and festive holiday celebrations. Within walking or biking distance to Park Circle and Paradiso Social Club and with quick access to I-526, I-26, the new North Charleston Athletic Complex, Riverfront Park, and Charleston International Airport this home offers the perfect blend of connection and convenience.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,868 | $5,063 |
| Total Monthly Payment | $3,805 | $3,960 | $5,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.