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One or more photo(s) has been virtually staged. 5325 Sandy Shell Dr, Apollo Beach, FL 33572 | 3 Bedrooms | 2 Bathrooms | 3-Car Garage | 1, 880 Sq Ft | Pool & Spa | Lake View | Harbour Isles
THE NEW ROOF (May 2025) sets the tone for a home that has already been taken care of so you don’t have to. From the moment you walk in, you feel it—new flooring throughout, fresh interior paint, and a new AC system with updated fans all come together to create that clean, move-in-ready feel buyers are looking for right now. This is easy living, exactly how it should be.
The layout is open and functional, with a kitchen that looks straight out to the pool, backyard, and lake beyond. It connects naturally to the main living space, so whether you’re cooking, hosting, or just moving through your day, everything flows. There’s room to dine, gather, and spread out without wasted space, and the split-bedroom design gives privacy where it matters most.
Step outside and this is where the home really delivers. A screened lanai opens to a heated saltwater pool and spa, all set against a wide lake view that gives you both space and privacy. The yard is fully fenced and sits on an oversized lot, giving you room to enjoy it without feeling on top of your neighbors. It’s the kind of backyard you actually use—morning coffee, evenings in the spa, weekends that feel like you didn’t leave town.
The 3-car garage gives you the flexibility most homes in this size range just don’t offer—storage, toys, workspace, or all three.
Located in Harbour Isles, you get a strong community feel with amenities including a community pool and RV/boat parking, all just minutes from local dining, shopping, waterfront spots, and easy access to Tampa, St. Pete, and the beaches.
This one checks the boxes buyers are actively searching for—updated, pool home, lake view, and ready now. If you’ve been waiting for the right combination to come together, this is it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,200 | $379,200 | $379,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $792 | $792 | $792 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,271 | $2,366 | $3,096 |
| Total Monthly Payment | $3,138 | $3,233 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.