223 N MONROE AVENUE, Arcadia, FL, 34266 | $440,000

PLEASE ENJOY THE 3D WALKTHROUGH/ VIRTUAL TOUR. Step into a rare blend of history, charm, and modern comfort with this beautifully preserved 1912 historic home. Thoughtfully upgraded and tastefully refinished, this one-of-a-kind property honors its original architecture while offering the conveniences of today’s living.

Inside the main home, you’ll find 3 bedrooms and 2. 5 bathrooms, along with elegant formal living and dining rooms that showcase timeless character. A cozy Florida room—currently used as a TV lounge—overlooks the stunning saltwater lagoon-style pool, creating the perfect place to relax and unwind. The wood-burning fireplace adds warmth and authenticity to the Victorian-style living room, while the propane-fueled stove, soap stone farmhouse sink and 2022+ appliances bring modern functionality to the kitchen.

Designed with entertaining in mind, the property offers inviting spaces at every turn—from the expansive front porch to the screened-in patio that seamlessly connects to a detached 2-bedroom, 1-bath mother-in-law suite. Complete with its own full kitchen, living area, and ample storage, this guest home is ideal for extended family, visitors, or even rental potential.

The backyard is a retreat all its own, featuring a large workshop with a split personality: one side serves as a screened “bunk house” hangout, while the other is a true craftsman’s workspace. The lagoon-style pool is equipped with new pumps and offers both heating and cooling capabilities for year-round enjoyment.

Additional highlights include a 2023 roof, fully owned solar panels keeping electric bills under $100/month for both homes, and a unique office space with its own private entrance and half bath—perfect for remote work or a home-based business.

And for a touch of intrigue… a hidden “secret door” in the Florida room reveals access to an unfinished upstairs bonus area and walk-around attic, ready to be transformed into additional living space with a bit of imagination.

Every inch of this property tells a story, with thoughtful details and unexpected features throughout. This is more than just a home—it’s an experience you truly have to see to believe.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 154 x 150
  • Laundry: Inside, Laundry Room
  • Style: Historical
  • Year Built: 1912
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,491
  • Acreage: 0.54
  • Lot Size: 154 x 150
  • Est. Taxes: $4,952
  • Lot Desc: Historic District, City Lot
  • View: Pool
  • Middle School: DeSoto Middle School
  • High School: DeSoto County High School
  • Pool: In Ground, Lighting, Other, Salt Water
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: A4689811
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4689811/223nmonroeavenue_arcadia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2026 2:46:19 AM)
Listing courtesy of TOWN & COUNTRY PROPERTIES OF FL   Phone: 863-494-1739

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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223 N MONROE AVENUE, Arcadia, FL, 34266

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,082 $2,167 $2,853
Total Monthly Payment $2,570 $2,655 $3,341

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.