Bronx (Morrisania), NY, 10459 | $645,000

1281 Union Avenue Renovated Historic Townhouse with Private Garden & Garage in Morrisania, Bronx

PUT AS LITTLE AS 3% DOWN. THIS HOME QUALIFIES FOR A COMMUNITY LENDING PROGRAM.

1281 Union Avenue is a fully renovated, turn-of-the-century single-family townhouse in the Morrisania / Claremont section of the Bronx, offering a rare combination of historic character, modern upgrades, private outdoor space, and a private garage.
Built in 1901 and believed to have once operated as a photography studio in the 1920s, this two-story Bronx townhouse has been thoughtfully restored to preserve its original architectural details while incorporating contemporary finishes for modern living.
Parlor Level Entertaining & Everyday Living

The parlor floor features soaring ceilings and a natural flow between the living room, dining area, and kitchen-creating a layout that feels both open and functional. Two original fireplaces anchor the space with warmth and character.
The eat-in chef's kitchen is designed for both daily use and entertaining, featuring:

  • Granite countertops
  • Stainless steel appliances
  • Upgraded professional-grade oven range
  • Smart refrigerator with modern connectivity and storage features
  • Ample cabinetry and prep space
A recently renovated half bath adds convenience on this level.

Second Floor Bedrooms + Home Office
Upstairs, the home offers two bedrooms plus a dedicated home office, all with oak hardwood flooring.
  • The primary bedroom features three oversized east-facing windows, filling the space with natural morning light
  • The home office is enhanced by a large skylight-ideal for remote work or creative use
  • A fully renovated bathroom includes Italian tile flooring and a deep soaking tub, designed with both comfort and style in mind
Private Outdoor Space A Rare Bronx Townhouse Amenity
The private garden and custom red brick patio create a true outdoor retreat-perfect for entertaining, grilling, or quiet relaxation. Mature trees provide natural shade and a sense of privacy rarely found in city living.

Basement + Garage Functionality & Storage

The full basement offers:
  • Washer/dryer hookup
  • Significant storage space
  • Dual access to both the street and garden
The private one-car garage is a standout feature-offering both convenience and long-term value in a neighborhood where parking can be limited.

Recent Upgrades Include:
  • New roof
  • Updated electrical and plumbing systems
  • new ductless split system for heat and central air
  • Energy-efficient Okna 500 insulated windows
  • Extra large custom bedroom closet
  • Security cameras
Location Morrisania / Claremont, Bronx

Located near Crotona Park, residents enjoy access to one of the Bronx's most dynamic green spaces, featuring a pool, lake, recreational fields, and nature center.
Nearby destinations include:

  • Yankee Stadium
  • Bronx Zoo
  • New York Botanical Garden
  • Bronx Children's Museum
  • City Island
With easy access to the 2 and 5 subway lines and multiple bus routes, commuting throughout the Bronx and into Manhattan is straightforward.

Annual Property Taxes: $2, 509

Features

  • Town: Bronx
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 90.00x16.67
  • Laundry: Washer Hookup,In Unit
  • Year Built: 1901
  • Garage: 1-car Assigned,Garage
  • Basement: Other
  • Approx Sq. Feet: 1,260
  • Lot Size: 90.00x16.67
  • Est. Taxes: $2,508
  • View: Other
  • Pet Policy: Building Yes,No
  • Appliances: Dishwasher
  • MLS#: RLS20084893
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/RLS20084893/1281unionavenue_bronx_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran Group   Phone: (212) 355-3550

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Bronx (Morrisania), NY, 10459

$645,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $209 $209 $209
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,052 $3,177 $4,182
Total Monthly Payment $3,353 $3,478 $4,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.