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Positioned to capture sweeping marsh and Atlantic Ocean views, 1214 Creek Watch Villa on Seabrook Island delivers a fully renovated, move-in ready coastal retreat. This 2-bedroom, 2. 5-bath villa features a reverse floor plan that maximizes light and views, with the main living area elevated to take full advantage of the setting. The open layout flows to an upper-level deck overlooking the marsh, while a second deck below adds additional outdoor space. Clean finishes, thoughtful updates, and a private garage complete the package. With 1, 344 square feet, this villa offers a highly functional layout for both personal use and rental potential. Bedrooms are positioned for privacy, while the top-level living space creates a natural gathering area framed by water and wildlife views. Creek Watch Villas are known for their quiet setting and proximity to Seabrook's beaches, golf, and club amenities. Fully renovated properties with both marsh and ocean outlooks are limited--this one stands out for condition, perspective, and overall livability. All residents of Seabrook are required to maintain a membership in the SIC. All buyers are subject to one and one half of one percent contribution to SIPOA capital fund. All purchases subject to $250 transfer fee.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,443 | $3,531 | $4,644 |
| Total Monthly Payment | $3,535 | $3,623 | $4,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.