1612 FAIRWAY TRACE, #A, Palmetto, FL, 34221 | $260,000

Few condos in Manatee County check every box at this price point. This three-bedroom, two-bathroom ground-floor end unit at Fairway Palms sits directly on the fairway at Terra Ceia Bay Golf and Country Club - fully furnished, move-in ready, and positioned to deliver the kind of daily lifestyle most buyers are still searching for.

Inside, the open layout features tile flooring throughout, crown molding, stone countertops, white cabinetry, and stainless steel appliances. As an end unit, natural light fills the space throughout the day. Both bathrooms are finished with updated vanities. A full-size in-unit washer and dryer, an updated water heater (2024), and your own assigned carport space directly in front of the unit are included. The HOA fee covers flood insurance - a meaningful advantage for buyers in today's Florida market.

Step onto the screened lanai and the golf course opens up in front of you - a wide, sweeping view of the fairway framed by palm trees. With a ceiling fan overhead and room for outdoor dining, it's the kind of space that becomes the center of daily life in Florida.

Beyond the unit, the community delivers: lush, manicured landscaping throughout, a pool overlooking the fairway, pickleball and tennis courts, a fully equipped fitness center, an on-site restaurant, and a private mangrove boardwalk leading to a pier on Terra Ceia Bay - perfect for watching sunsets.

Palmetto puts you within easy reach of everything the Gulf Coast has to offer - Bradenton 6 miles south, Sarasota and St. Petersburg within 17 miles, world-class beaches like Anna Maria Island and Siesta Key just down the road, and Tampa 45 minutes north via I-75.

Everything is already done - the furnishings, the finishes, the community. All of it at a price point that is increasingly difficult to find on the Gulf Coast.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: FAIRWAY PALMS
  • Year Built: 1994
  • Approx Sq. Feet: 1,298
  • Est. Taxes: $2,219
  • Condo Fee: $1,800 Quarterly
  • Lot Desc: Landscaped, On Golf Course, Sidewalk
  • View: Golf Course
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8497175
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/TB8497175/1612fairwaytrace_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 3:30:50 AM)
Listing courtesy of ENGEL & VOLKERS SOUTH TAMPA   Phone: 813-448-2876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1612 FAIRWAY TRACE, #A, Palmetto, FL, 34221

$260,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $208,000 $208,000 $208,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,246 $1,298 $1,698
Total Monthly Payment $1,506 $1,558 $1,958

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.