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One or more photo(s) has been virtually staged. Welcome to your Florida waterfront dream at 906 Sago Palm Way in Apollo Beach! Perfectly positioned at the end of a quiet cul-de-sac, this beautifully updated 3-bedroom, 2-bath home offers direct saltwater canal access to the open Gulf waters—bringing the ultimate boating and coastal lifestyle right to your backyard.
Step outside to your private oasis featuring a sparkling pool and an expansive screened-in lanai, ideal for entertaining or simply soaking in the Florida sunshine year-round. Whether you’re hosting guests or enjoying peaceful waterfront evenings, this outdoor space delivers.
Inside, the home has been thoughtfully and extensively upgraded, offering peace of mind and modern comfort. The entire home was completely rewired in 2025, including a brand-new electrical panel. Additional 2025 updates include a new water heater, pool pump, interior and exterior paint, updated tile flooring in the living room and guest bedroom, and fully remodeled bathrooms showcasing stylish finishes. The kitchen has been refreshed with new cabinetry and brand-new appliances, including a refrigerator and stove (2025), with a new dishwasher installed in 2026.
Major systems have also been addressed, including a 2020 AC system with a 10-year transferable warranty and a sewer line replacement completed in 2018 with a 25-year warranty. Hurricane-impact windows (2008) provide added protection and efficiency, while the removal of popcorn ceilings enhances the home’s clean, modern aesthetic.
Surrounded by lush, mature landscaping, this property offers both beauty and function in one of Apollo Beach’s most desirable waterfront settings.
Don’t miss this rare opportunity to own a move-in ready canal-front home with Gulf access—where every day feels like a vacation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $160 | $160 | $160 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,924 | $3,253 | $4,218 |
| Total Monthly Payment | $3,176 | $3,505 | $4,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.