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From the moment you walk in, this tastefully renovated home feels open, bright, and inviting. The open concept main level features a spacious dining area and living room with hardwood floors and a large bay window that fills the space with natural light. The living room flows seamlessly into the main gathering area - a thoughtfully updated kitchen with Corian countertops and an oversized center-island offering exceptional storage and workspace, ready for everything from quiet mornings to lively get-togethers. This level also includes three comfortably sized bedrooms, a renovated full bath, PLUS a half bath (primary bedroom en-suite), creating a layout that just feels right. The lower level adds valuable bonus space with a large family room, private office with new carpeting, a walk-in closet, and a convenient half bath - giving you flexibility to spread out, work from home, or unwind at the end of the day. Step outside to enjoy the deck, enhanced with new Trex decking boards, overlooking a generously sized backyard with plenty of room to relax, entertain, or simply take it all in. A two-car garage adds to the home’s overall functionality. Additional upgrades are extensive and include: a mini-split system on the main floor, new flooring throughout most rooms, solid core interior doors, updated electric, and fresh interior paint. With natural gas heat, municipal water and sewer, this home is a true standout in today’s market - and a setting you’ll enjoy day in and day out. Ideally located just 10 minutes to New Hamburg Train Station (Metro-North), the Dutchess Rail Trail, Adams Fairacre Farm, and less than 5 minutes to all that Route 9 has to offer.
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Our Executive Mortgage Banker:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $675 | $675 | $675 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,778 | $3,653 |
| Total Monthly Payment | $3,476 | $3,545 | $4,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.