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welcome to this charming 3-bedroom, 2-bath home in the highly desirable Mandarin neighborhood--where comfort, convenience, and lifestyle come together! From the moment you walk in, you'll notice the bright, open layout, durable vinyl flooring, and the pride of ownership throughout--this is a well-cared-for home, and you can feel it the moment you enter. The upgraded kitchen is a true standout, featuring granite countertops, a modern backsplash, newer appliances, and a convenient pantry, making it the perfect space to cook, gather, and entertain. The fully renovated guest bathroom offers a fresh, modern feel, while the partially upgraded primary bath gives you a head start on creating your ideal retreat. Cozy up by the wood-burning fireplace or step outside to your private backyard oasis, complete with covered tiled lanai, multiple fruit trees, a storage shed, and a well system that can be used for irrigation--ideal for enjoying Florida living year-round. Additional highlights include a 2-car garage, newer washer and dryer, newer water softener, and a Sentricon termite protection system for added peace of mind. The laundry area is currently located in the garage with the option to relocate it to the kitchen closet for added convenience. And let's talk location. . . you're just minutes from schools, shopping, dining, and Jacksonville Beach - and the extremely low HOA fees make this an even more attractive opportunity. This is the kind of home buyers wait for!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$357,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $286,320 | $286,320 | $286,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,763 | $1,833 | $2,397 |
| Total Monthly Payment | $2,259 | $2,329 | $2,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.