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~NO BOND~ ~2024 Roof~ ~2019 Hot Water Heater~
Welcome to this charming CALHOUN model in the Village of ASHLAND. Walk up the PAVER driveway & sidewalk to this ideally situated home set on an offset lot with privacy shrubs, offering both comfort and seclusion in a prime location. This well-maintained home features thoughtful upgrades throughout. Step inside to vaulted, HIGH CEILINGS and a bright, open layout. The entryway welcomes you with laminate flooring, which continues throughout the spacious living room featuring a ceiling fan, as well as the dining room and kitchen —perfect for everyday living and entertaining. The kitchen is complemented by under-cabinet, over-cabinet, and recessed lighting, creating a warm and functional space. The primary suite includes laminate flooring, a ceiling fan, and a WALK-IN CLOSET, along with an ensuite bath featuring ceramic tile flooring, an UPGRADED TILE WALK-IN SHOWER with a FRAMELESS GLASS DOOR, and a linen closet. The guest bedroom is equally inviting with laminate flooring, ceiling fan, WALK-IN CLOSET, and built-in cabinets, ideal for guests or a home office. The guest bath includes linoleum flooring, a fiberglass tub/shower combo, and a linen closet. The indoor laundry area is equipped with built-in cabinets and shelving for extra storage. The exterior includes a NEW FRONT DOOR, slide-across GARAGE SCREEN, and a garage equipped with a laundry tub and attic stairs for added convenience. The Trane HVAC is 2010. Enjoy Florida living year-round on the SCREENED LANAI with ceramic tile flooring and a ceiling fan, along with a convenient grilling pad just outside—perfect for relaxing or entertaining. Location is everything! Close to Lake Miona Rec Center, Bonnybrook Rec Center & Lynnhaven Pool & Bocce Ball Courts. Plus minutes from Arnold Palmer Legends Country Club. For shopping, dining & medical, you are close to Southern Trace Shopping Center which includes Costco!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $64 | $64 | $64 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,367 | $1,422 | $1,878 |
| Total Monthly Payment | $1,506 | $1,561 | $2,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.