4802 SW Millbrook Lane, Stuart, FL, 34997 | $989,900

Perfect blend of indoor-outdoor living blended with understated luxury - all wrapped into this exceptional LAKEFRONT, POOL home. Featuring 3 bedrooms plus a LARGE SEPARATE DEN (can be used as fourth bedroom), 3. 5 bathrooms, and 2-car garage, the home is nestled on a quiet 0. 19-acre lot in the coveted, gated Banyan Bay community offering exclusive ACCESS to St. Lucie River with a fishing pier, kayak launch, pavilion, picnic table and even fish cleaning station. Notable UPGRADES include IMPACT windows and doors, soaring 10. 5-11. 5' tray ceilings with elegant crown molding, electric fireplace in the family room, French doors, TWO OVERSIZED PRIMARY SUITES, plantation shutters, NEW 2024 AC with transferable warranty, and fresh exterior exterior paint (2025). A full list of unique UPGRADES is available in the Document section. EACH BEDROOM features a walk-in closet and en-suite bath. The ground-level primary suite overlooks the peaceful pool and lake. The open-concept gourmet kitchen showcases an oversized island, quartz countertops, quiet shaker cabinets, stainless steel appliances, double wall oven, farmhouse sink, and pantry closet. One primary and one guest bedroom are located on the ground floor. Relax by your fully automated, heated saltwater pool (2025 motor) with sun deck, bubblers, and Jacuzzi, that are set against a tranquil lake backdrop. The private, paved patio is framed by upgraded lush landscaping, brand-new AUTO SCREENS (2025), turf, and fruit-bearing mango and avocado trees. The garage is equipped with a dedicated 220v plug for an EV charging station. Banyan Bay offers resort-style amenities including a community pool, clubhouse, and fitness center. It is conveniently located near I95, FL Turnpike, amazing downtown Stuart, grocery stores, shopping, restaurants, and Cleveland Clinic hospital. All measurements are approximate. Take a look at the 3D virtual walkthrough.

Features

  • Amenities: Clubhouse, Fitness Center, Jogging Path, Pool, Sidewalks, Street Lights, Security
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Closet, Inside, Laundry Tub
  • Development: BANYAN BAY
  • Year Built: 2019
  • Garage: 2-car Attached
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Approx Sq. Feet: 2,616
  • Acreage: 0.19
  • Est. Taxes: $10,803
  • HOA Fee: $325 Monthly
  • Lot Desc: Fruit Tree(s), Sidewalks
  • View: Garden, Lake
  • Water Front: Yes
  • Elem. School: J.D. Parker
  • Middle School: Dr. David L. Anderson
  • High School: Martin County
  • Pool: Heated, In Ground, Salt Water, Equipment Included
  • Pet Policy: Yes, Pet Restrictions Possible
  • Appliances: Electric Water Heater, Disposal, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater
  • MLS#: B26016243
  • Website: https://www.raveis.com
    /prop/B26016243/4802swmillbrooklane_stuart_fl?source=qrflyer
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Harry.Finer@raveis.com

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

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Our Insurance Division:

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4802 SW Millbrook Lane, Stuart, FL, 34997

$989,900

Harry Finer - The Finer Team

Sales Vice President

William Raveis Real Estate

Phone: 860.882.4911

Harry.Finer@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $791,920 $791,920 $791,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $900 $900 $900
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,685 $4,812 $6,683
Total Monthly Payment $5,677 $5,804 $7,675

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.