4240 MYRTLE Street, Saint Augustine, FL, 32084 | $1,195,000

4240 Myrtle Street is a fully renovated, turnkey pool home set on a rare quarter-acre corner lot in the heart of Vilano Beach, delivering a high-level blend of character, functionality, and modern upgrades in one of the most sought-after coastal pockets in the area. This 3-bedroom, 2. 5-bathroom home has been thoughtfully reworked from top to bottom, creating a true move-in-ready opportunity that lives just as well as a primary residence as it does a second home or income-producing property. From the moment you walk in, the home opens to pool views with a layout that flows effortlessly between the kitchen, living, and dining areas, giving it a natural, open feel ideal for both everyday living and entertaining. The first floor is anchored by authentic Mexican Saltillo terracotta tile flooring that brings warmth and character, paired with a clean, updated kitchen featuring tall cabinetry, granite countertops, and refined finishes. A dedicated dining space and additional sitting area add flexibility, while natural light carries throughout the home. Upstairs, hardwood oak flooring continues along with a fully remodeled Jack-and-Jill bathroom, a renovated half bath, and a spacious primary suite with its own fully updated en suite bath. The work here goes beyond the surface. Major improvements include replumbing, updated electrical, a new water heater, interior paint, resurfaced exterior areas, a serviced and functional chimney with a new cap, and extensive interior finish work, giving the next owner confidence in both the look and the long-term integrity of the home. The outdoor space is dialed in for low-maintenance, year-round use, with a fully fenced backyard featuring an 8-foot privacy fence, a newly built pool and spa with upgraded equipment, heating, lighting, and automation, along with turf and hardscape improvements that make the entire space usable and private. The mature oak tree adds scale and character that is hard to recreate. Location is truly what separates this property. Positioned just steps from the Intracoastal Waterway and a short walk to the beach, this is one of the few areas where you can realistically enjoy both sunrise and sunset access within minutes, all while being close to local staples like Cap's On the Water. Large corner lots, fully renovated homes, and new pool builds rarely come together at this level in Vilano Beach, especially in a walkable location like this. If you have been waiting for a clean, move-in-ready property that offers both lifestyle and long-term value, this is the one to pay attention to.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 110x100
  • Laundry: Lower Level
  • Year Built: 1993
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,040
  • Acreage: 0.25
  • Lot Size: 110x100
  • Est. Taxes: $2,414
  • Lot Desc: Few Trees
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • Pool: In Ground, Heated
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave
  • MLS#: 2142006
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /eprop/2142006/4240myrtlestreet_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4240 MYRTLE Street, Saint Augustine, FL, 32084

$1,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.223%
Monthly Tax Payment $201 $201 $201
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,732 $5,886 $8,067
Total Monthly Payment $6,058 $6,212 $8,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.