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Elegant Center Hall Colonial situated in one of Locust Valley’s most sought-after residential enclaves within the Locust Valley Central School District. This distinguished residence blends timeless architectural character with graciously scaled interiors and refined detailing throughout. A grand entry introduces formal living and dining rooms, highlighted by a classic fireplace, rich hardwood flooring, and abundant natural light. The well-appointed eat-in kitchen flows seamlessly into the main living spaces, creating an ideal layout for both everyday living and sophisticated entertaining. A first-floor powder room and thoughtfully designed circulation enhance functionality. The second level offers generously proportioned bedrooms and well-appointed baths, complemented by additional storage including attic space. The lower level provides a full basement with excellent potential for recreation, fitness, or storage use. Set on a beautifully landscaped private lot, the property offers a serene residential setting with mature plantings and ample outdoor space. Ideally positioned just moments from the prestigious Nassau Country Club, this home enjoys proximity to one of Long Island’s premier private Golf and social clubs. Enhancing both efficiency and modern living, the residence is equipped with solar panels, offering energy savings and sustainable performance while maintaining its classic architectural appeal. Additional features include a traditional oil-fired hydronic heating system, private septic, and classic Colonial craftsmanship throughout. Conveniently located near village amenities, transportation, parks, and coastal attractions, this residence presents a rare opportunity to enjoy both privacy and convenience in a premier Locust Valley location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $999,200 | $999,200 | $999,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,477 | $1,477 | $1,477 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,673 | $6,071 | $8,432 |
| Total Monthly Payment | $7,275 | $7,673 | $10,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.