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Welcome to Cathedral Gardens—where classic charm meets everyday comfort -This inviting 3-bedroom, 1. 5-bath Colonial offers a warm and functional layout designed for modern living. The main level features a sunlit living room centered around a cozy wood-burning fireplace, flanked by built-in bookshelves that add both character and convenience. A formal dining room flows seamlessly into an expansive kitchen equipped with stainless steel appliances, creating an ideal open-concept space for entertaining and daily life. Additional highlights on the first floor include a versatile office or den with striking exposed brick, a convenient half bath, and a laundry/mud room that enhances practicality. Second Floor, the spacious primary bedroom boasts two large closets, while two additional bedrooms each offer ample storage. A fully updated bathroom with a tub completes the second level. The partially finished basement provides flexible recreation space along with closets, storage areas, and utility access. Outside, the home welcomes you with a newly updated front stoop and walkway, adding to its curb appeal. The backyard is perfect for relaxing or entertaining, featuring a lovely patio and a detached one-car garage. Ideally located in the Village of Hempstead within the Hempstead School District, this home is just moments from transportation, shopping, and local conveniences. A perfect blend of charm, space, and location—this is one you won’t want to miss.
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Our Executive Mortgage Banker:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $596,000 | $596,000 | $596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $1,457 | $1,457 | $1,457 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,670 | $3,767 | $4,949 |
| Total Monthly Payment | $5,219 | $5,316 | $6,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.