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44 Orchard Lake Drive, Monroe, NY, 10950 | $405,000
This beautifully updated home offers a perfect blend of comfort, functionality, and charm. Several years ago the property underwent major renovations and it continues to impress with thoughtful upgrades throughout. As you enter you are welcomed by an open and inviting layout that seamlessly connects the kitchen and living room, ideal for both everyday living and entertaining. The spacious L shaped living room features gorgeous hardwood floors and offers incredible flexibility. Part of the space can easily be converted into a fourth bedroom, providing even more versatility to suit your needs. The home includes a recently installed electric water heater, an outdoor oil tank, brand new gutters, a modern heating system, as well as updated bathroom fixtures including a new toilet and sink. Elegant new chandeliers add a refined finishing touch throughout the home. The kitchen features a clean modern design with white countertops, while the primary bedroom showcases beautiful hardwood flooring. Two additional bedrooms offer durable laminate flooring, creating a practical and comfortable layout for family or guests. Outside you will find a detached two car garage and three inviting porches including a generously sized main porch perfect for hosting gatherings or simply relaxing while enjoying the peaceful beautifully landscaped surroundings. Nestled in a quiet community surrounded by nature this home offers both privacy and convenience. Commuters will appreciate the easy access to NYC via a nearby train station just a short drive away with approximately a 20 minute ride. A home with this much potential charm and location advantage is a rare find. Schedule your private showing today and experience everything it has to offer. *Some of the images have been digitally enhanced using AI to better illustrate the layout and spatial potential of the home. Please note the owners are in the process of preparing for their move, and as a result, there are some boxes and personal items present throughout the home.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1956
- Garage: 2-car
- Heating: Forced Air, Oil
- Cooling: Wall/Window Unit(s)
- Approx Sq. Feet: 1,141
- Acreage: 0.36
- Est. Taxes: $9,022
- Elem. School: Round Hill Elementary School
- Middle School: Washingtonville Middle School
- High School: Washingtonville Senior High School
- School District: Washingtonville
- Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Tankless Water Heater
- MLS#: 985069
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/985069/44orchardlakedrive_monroe_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Orchard Lake Drive, Monroe, NY, 10950
$405,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $752 | $752 | $752 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,646 |
| Total Monthly Payment | $2,744 | $2,848 | $3,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535