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Virtually Staged. JULY 11TH AND 12TH OPEN HOUSES ARE CANCELLED!! Back on market at no fault of seller. Buyers may also qualify for a lender-paid 1-point interest rate buy-down when financing through the seller's preferred lender.
Located in the gated community of Valencia Gardens, this 3-bedroom, 2-bathroom single-family block home offers a functional layout, great bones, and the perfect opportunity to make it your own with your personal style and special touches. Built in 1999, the home features 1, 758 square feet of living space, a dedicated office, playroom, or bonus room, and an attached 2-car garage.
Recent improvements include BRAND NEW 2026 water heater, a roof (2022) and HVAC system (2020), providing a strong foundation and added peace of mind for the next owner. Inside, the thoughtfully designed floor plan includes a kitchen that opens to the main living area, a separate dining room, and an additional eat-in space, creating a comfortable setting for both everyday living and entertaining. The primary suite features dual vanities, a garden tub, and a separate shower.
Additional interior features include luxury vinyl plank flooring, granite countertops, stainless steel appliances, and a blend of updated and original lighting fixtures and ceiling fans. The covered and screened patio overlooks a fenced backyard with plenty of room to create your ideal outdoor retreat, garden, or entertaining space.
Whether you're looking for your first home, your next home, or simply a property with the potential to reflect your unique style, this home presents an excellent opportunity to add your own updates and truly make it your own. Conveniently located near the Land O' Lakes Recreation Complex, library, shopping, dining, and everyday conveniences, this property combines a desirable location with exceptional potential.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$367,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $293,600 | $293,600 | $293,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.650% | 5.992% |
| Monthly Tax Payment | $449 | $449 | $449 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,784 | $1,856 | $2,438 |
| Total Monthly Payment | $2,308 | $2,380 | $2,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.