2909 BILLINGHAM DRIVE, Land O Lakes, FL, 34639 | $367,000

Virtually Staged. JULY 11TH AND 12TH OPEN HOUSES ARE CANCELLED!! Back on market at no fault of seller. Buyers may also qualify for a lender-paid 1-point interest rate buy-down when financing through the seller's preferred lender.
Located in the gated community of Valencia Gardens, this 3-bedroom, 2-bathroom single-family block home offers a functional layout, great bones, and the perfect opportunity to make it your own with your personal style and special touches. Built in 1999, the home features 1, 758 square feet of living space, a dedicated office, playroom, or bonus room, and an attached 2-car garage.
Recent improvements include BRAND NEW 2026 water heater, a roof (2022) and HVAC system (2020), providing a strong foundation and added peace of mind for the next owner. Inside, the thoughtfully designed floor plan includes a kitchen that opens to the main living area, a separate dining room, and an additional eat-in space, creating a comfortable setting for both everyday living and entertaining. The primary suite features dual vanities, a garden tub, and a separate shower.
Additional interior features include luxury vinyl plank flooring, granite countertops, stainless steel appliances, and a blend of updated and original lighting fixtures and ceiling fans. The covered and screened patio overlooks a fenced backyard with plenty of room to create your ideal outdoor retreat, garden, or entertaining space.
Whether you're looking for your first home, your next home, or simply a property with the potential to reflect your unique style, this home presents an excellent opportunity to add your own updates and truly make it your own. Conveniently located near the Land O' Lakes Recreation Complex, library, shopping, dining, and everyday conveniences, this property combines a desirable location with exceptional potential.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,758
  • Acreage: 0.13
  • Est. Taxes: $5,389
  • HOA Fee: $753 Annually
  • Elem. School: Lake Myrtle Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Washer
  • MLS#: TB8487836
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/TB8487836/2909billinghamdrive_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/14/2026 3:30:54 AM)
Listing courtesy of GULF SHORES REALTY ERA POWERED LLC   Phone: 813-636-0700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2909 BILLINGHAM DRIVE, Land O Lakes, FL, 34639

$367,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $293,600 $293,600 $293,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.697% 6.650% 5.992%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,784 $1,856 $2,438
Total Monthly Payment $2,308 $2,380 $2,962

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.