23040 CENTRAL AVENUE, Punta Gorda, FL, 33980 | $219,900

Step into the kind of location buyers wait for—this “Old Florida Style” home sits on a spacious 1/3-acre corner lot just one block from the waterfront along Charlotte Harbor and Bayshore Live Oak Park. This area is known for its large, mature Live Oak trees that create beautiful natural shade and that classic Old Florida feel. If you’ve been looking for that hard-to-find combination of space, location, and flexibility, this property checks all the boxes. Originally built in 1958 and now updated and move-in ready, it offers over 1, 600 sq. ft. with 3 bedrooms, 2 baths, an open floorplan, interior laundry room, and a large screened lanai to enjoy the Florida lifestyle year-round.  Inside, the home has already had many of the big updates taken care of, including a metal roof (2014), new epoxy flooring throughout, fresh interior paint, all new appliances, and a new water heater—making it easy to move right in while still leaving room to add your own personal touches over time. Public water and sewer are already connected, adding everyday convenience.  Outside is where this property really stands out. The oversized corner lot offers a shell circular driveway plus a separate concrete driveway that could easily be enclosed using the existing privacy fence along the road-facing side of the backyard—perfect for storing boats, trailers, or extra vehicles. The hurricane-rated shed with built-in workbenches and shelving gives you a ready-to-go workspace or storage area, something that’s getting harder to find.  With no deed restrictions or HOA fees, you have the freedom to truly use this property how you want—whether that’s a full-time residence, seasonal getaway, or income-producing Airbnb. And if you’re looking for even more space, the adjacent lot directly behind the home is currently available for sale, offering the opportunity to expand your property by an additional . 32 acres.  The location only adds to the appeal—just minutes from boat ramps, fishing spots, Edgewater Dog Park, Port Charlotte Beach Park, and the Charlotte Harbor Yacht Club. You’re also only about a mile from Sunseeker Resort for dining and entertainment, and a short scenic walk or bike ride along the waterfront paths takes you into Punta Gorda for even more to enjoy.  Opportunities like this—large lot, prime location, flexibility, and room to expand—don’t come up often. Come take a look and see the potential for yourself.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 1958
  • Garage: Boat, Circular Driveway, Off Street, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,616
  • Acreage: 0.32
  • Est. Taxes: $2,764
  • Lot Desc: Corner Lot, Oversized Lot
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: C7524776
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/C7524776/23040centralavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 4:04:28 PM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23040 CENTRAL AVENUE, Punta Gorda, FL, 33980

$219,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,920 $175,920 $175,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,083 $1,112 $1,461
Total Monthly Payment $1,388 $1,417 $1,766

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.