12764 COUNTY ROAD 223, Oxford, FL, 34484 | $1,199,000

One or more photo(s) has been virtually staged. 3-bedroom, 2. 5-bath pool home on nearly 10 fully fenced acres in Oxford, FL — minutes from The Villages.

This single-family home offers a functional open floor plan with a formal living room, family room, tall ceilings, and a large kitchen with a central island and dining area. The primary suite includes an en suite bath and direct access to a Florida room overlooking the screened pool. Two additional bedrooms provide space for family or guests.

The property is set up for horses and livestock: a pole barn and a fully equipped barn with water and electric are already in place. Nearly 10 acres of fenced land gives room for horses, chickens, gardening, or recreational use.

Key features:
— 3 bed / 2. 5 bath / pool / Florida room
— Nearly 10 acres, fully fenced
— Pole barn + equipped barn (water & electric)
— Horse-ready / agricultural use
— Open floor plan, tall ceilings, kitchen island
— Oxford FL 34484 / Sumter County
— Minutes to The Villages dining, shopping, and medical
— No HOA restrictions on acreage use

Ideal for buyers searching for: horse property near The Villages, acreage home Oxford FL, farm home Sumter County, pool home on land Central Florida, rural property near retirement community Florida.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2012
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,495
  • Acreage: 9.81
  • Est. Taxes: $2,950
  • Lot Desc: Cleared
  • View: Trees/Woods
  • Pool: In Ground, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Range, Washer
  • MLS#: G5111074
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /eprop/G5111074/12764countyroad223_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 9:17:07 PM)
Listing courtesy of SOUNDINGS, LLC   Phone: 352-698-6655

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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12764 COUNTY ROAD 223, Oxford, FL, 34484

$1,199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,200 $959,200 $959,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $246 $246 $246
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,674 $5,828 $8,094
Total Monthly Payment $6,045 $6,199 $8,465

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.