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Imagine a neighborhood tucked away just off the beaten path, where maturing trees and porches offer shade, neighbors' wave to greet each other while they sip on lemonade and sweet tea and kids ride their bikes until sunset. Welcome to Southern Hospitality at St. Johns Crossing, an established community just under twenty minutes to historic downtown Charleston. It's no secret that Johns Island is quickly becoming a cherished residential location in the Lowcountry. Set amongst mature live oak trees on roads that seem to go on forever, you'll quickly pick why so many people are now starting to call the island home. Quietly known for its close proximity to downtown and the beaches, St. Johns Crossing offers all of the conveniences of living on the Island, while still maintaining its own uniqueprivacy. Within 5 minutes you can visit some of Charleston's Top-Rated local restaurants Wild Olive, Royal Tern, Tattooed Moose and even the now Nationally acclaimed by New York Times Lost Isle - known for its fire grilled entrees and open-air dining. Living here also gives you access to miles of paths and trails as you get to explore nature, the walkable 25-acre Whitney Lake and the brand-new Dale Morris Ecological Park, located just a few steps from your front door. One of the first things you'll notice when you pull up to the home, is the green landscaping and Southern charm that this neighborhood has to offer. As an established community, the landscaping, porches and trees are maturing into a picturesque setting. Catalyst Builders, still a reputable local builder, built St. Johns Crossing from 2008 - 2018. Notably, you'll be greeted by a classic front porch and custom-made swing! The living room lets in lots of natural light with 9' ceilings and opens up into the kitchen and dining room area. You'll love being carpet free with engineered hardwood floors on main level and LVP upstairs. The open and modern floor plan allows for both entertaining, cooking and relaxing. The kitchen has handsome 36" Birch cabinetry, a slate tile floor and a high bar top serving area perfect for busy mornings. Upstairs you find all three bedrooms, laundry, and additional storage. The current owners recently completely remodeled the master bath to make this a gem with a spa like feel. You'll also enjoy having enough room for two additional bedrooms and could even use one as nursey, office, craft room or work out space if needed. The current owners designed a board and batten drop zone right when you come in and recently added storage under the stairs accessible from the powder room (in form of a built-in cabinet) and tastefully designed door in the living area. No detail is missed at this well-designed and maintained Johns Island Home. Outside, the fully fenced backyard with a custom patio, bistro lights and pergola is a perfect place to gather with friends, barbecue or just read a book on a comfortable morning or afternoon. The detached garage offers space for a workshop and you'll love having a contained yard for littles and furry friends to play! Make sure to book your showing today to see what truly makes this home on Johns Island unique in a neighborhood that quietly stands out from the rest!
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Our Executive Mortgage Banker:
$509,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,507 | $2,571 | $3,381 |
| Total Monthly Payment | $2,599 | $2,663 | $3,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.