538 STOWERS DRIVE, New Smyrna Beach, FL, 32168 | $350,000

Under contract-accepting backup offers. Welcome to a lifestyle of leisure and convenience in a community designed for active living, featuring a sparkling community pool and pickleball courts just steps from your front door. No Insurance worries here, This 5 year young stunning 4-bedroom, 2-bathroom residence greets you with a charming screened front porch, leading into a light-filled open-concept interior designed for both daily comfort and effortless entertaining. The main living areas feature upgraded flooring that guides you toward the heart of the home: a large, open kitchen boasting beautiful granite countertops and a spacious center island where guests can gather while you whip up your favorite meals. The floor plan is as functional as it is stylish, utilizing a split-wing layout that ensures maximum privacy. While three bedrooms are situated toward the front, the primary suite is tucked away at the rear of the home, providing a quiet sanctuary away from the hustle and bustle. This sense of seclusion extends outdoors to the screened rear lanai, the perfect spot to enjoy your morning coffee while overlooking the peace and quiet of your backyard. Outdoor living is a breeze here, as the property is fully enclosed with durable vinyl fencing and features the ultimate neighbor—nature. Backing directly onto a lush conservation area, you’ll enjoy permanent privacy with no rear neighbors to interrupt your view. Beyond the property line, you are perfectly positioned for work and play; the home offers easy access to main roads for a smooth commute, and when the weekend hits, you are just 15 minutes away from sinking your toes into the sand at the local beaches. This is more than just a house; it’s a private retreat in the heart of a vibrant community.

Features

  • Amenities: Maintenance, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 57 x 125
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,825
  • Acreage: 0.16
  • Lot Size: 57 x 125
  • Est. Taxes: $3,974
  • HOA Fee: $675 Annually
  • View: Trees/Woods
  • Elem. School: Read Pattillo Elem
  • Middle School: New Smyrna Beach Middl
  • High School: New Smyrna Beach High
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4948066
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/V4948066/538stowersdrive_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/13/2026 1:30:15 AM)
Listing courtesy of LPT REALTY LLC   Phone: 386-388-7877

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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538 STOWERS DRIVE, New Smyrna Beach, FL, 32168

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $331 $331 $331
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,677 $1,768 $2,306
Total Monthly Payment $2,083 $2,174 $2,712

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.