18853 TRACER DRIVE, Lutz, FL, 33549 | $675,000

Located in an established area of Lutz, this expansive 5-bedroom, 4. 5-bath residence offers over 4, 000 square feet of living space with a layout designed for flexibility, comfort, and everyday livability.

From the moment you enter, the home opens into a bright, flowing interior with multiple living areas that adapt to a variety of lifestyles. The presence of dual primary suites creates options rarely found at this scale—whether for extended household living, long-term guests, or simply the ability to spread out and live with ease.

The main primary suite is positioned to take full advantage of the home’s setting, overlooking a pond with direct access to a private patio. The space is complemented by dual vanities, an oversized walk-in shower, and a generously sized walk-in closet, designed for both function and comfort.

The kitchen features newer cabinetry, granite countertops, and stainless steel appliances, offering a clean and practical space that connects naturally to the main living areas. Additional updates include flooring, electrical, and plumbing, contributing to a home that is ready to be enjoyed without immediate projects.

Outdoors, the pond and private dock create a quiet backdrop that adds depth to the property, while the yard provides usable space. With no HOA restrictions, the property offers a level of flexibility that is increasingly limited in the area. Optional access to ski-friendly Lake Keen, located just a few blocks away, adds another dimension for those who enjoy time on the water.

Conveniently located with access to Tampa, major roadways, shopping, and dining, this home brings together space, setting, and versatility in a way that is not often available in one property.

If you’re looking for:
space that actually works, flexibility for real life, a setting that feels different from everything else - you should see this one.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 108 x 125
  • Laundry: Laundry Room
  • Year Built: 1965
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,166
  • Acreage: 0.31
  • Lot Size: 108 x 125
  • Est. Taxes: $6,540
  • Appliances: Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8496978
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/TB8496978/18853tracerdrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 10:37:31 PM)
Listing courtesy of REALTY ONE GROUP ADVANTAGE   Phone: 813-909-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18853 TRACER DRIVE, Lutz, FL, 33549

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $545 $545 $545
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,109 $3,458 $4,484
Total Monthly Payment $3,746 $4,095 $5,121

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.