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Presented by
Wendy Westcott |
Please submit highest and best offers by Noon Wednesday 4/29 and text/call LA 203-217-1312 for showings and information. Well-maintained, enjoyed, & cared for by its current owners, this inviting 4 BR Colonial is ready to begin its next chapter. Set in the desirable Gaylordsville Colonial Ridge neighborhood, just over the New York line in northern New Milford, minutes to the train, on the edge of South Kent, it offers both convenience and a peaceful, tranquil setting. This move-in-ready home is freshly painted and features recent kitchen updates, central air, and updated bathrooms. The vaulted family room includes a traditional fireplace with an efficient wood-burning insert. The home features a fully finished walkout lower level, perfect for flexible living, with a spacious playroom, additional rooms, built-ins, a bar area, and a full bath-ideal for guests, recreation, or work-from-home needs. This space leads to gracious outdoor entertaining areas: a private brick patio and deck, with tucked-in privacy. The lawns on the side and front are level and expansive, complemented by mature landscaping. A well-positioned offering in a sought-after location. HVAC: The house originally had baseboard oil heat in the basement and the first floor and electric heat on the second. The HVAC system has been upgraded to central air conditioning along with air handlers that now Heat the top floor and cool both the top floor and the main floor. Main floor and basement still have baseboard heat. There are a couple rooms upstairs that still have electric available but current owners do not use.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Upper | |
| Dining Room | Hardwood Floor | Main |
| Family Room | Cathedral Ceiling,Fireplace,Sliders,Hardwood Floor | Main |
| Kitchen | Remodeled,Bay/Bow Window,Granite Counters,Island | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Upper | |
| Rec/Play Room | Remodeled,Full Bath | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$615,000
REALTOR
William Raveis Real Estate
Phone: 203.217.1312
Wendy.Westcott@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $492,000 | $492,000 | $492,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $669 | $669 | $669 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $3,150 | $4,086 |
| Total Monthly Payment | $3,593 | $3,911 | $4,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.