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Breathtaking sunsets and seasonal lake views set the tone for this spacious Colonial, which lives like a 3-bedroom and offers a versatile layout with generous square footage throughout. Designed for flexibility, the expansive finished walk-out lower level with soaring 10-foot ceilings presents endless possibilities, ideal for extended living, plus ample storage. This special home features wood flooring, a cozy wood-burning fireplace, a large primary suite with dual closets and en-suite including soaking tub, convenient second-floor laundry, and charming built-ins that enhance both character and function. Offered by its original owner, this home showcases exceptional pride of ownership throughout. Recent improvements include freshly painted interiors, new decks, bluestone patio, new stone retaining wall, and updated premium appliances. Enjoy a fully fenced yard, ideal for outdoor living, along with optional resident membership to Lake Tonetta for added recreational enjoyment. A rare find for buyers seeking space, flexibility, and comfort, all with convenient access to major highways, shopping, dining, and Metro-North.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $463,200 | $463,200 | $463,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $1,081 | $1,081 | $1,081 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,774 | $2,852 | $3,754 |
| Total Monthly Payment | $3,947 | $4,025 | $4,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.