178 Bermuda RD, Marco Island, FL, 34145 | $524,900

Imagine starting your day with a walk along the shoreline, warm Gulf breezes in the air, and soft waves meeting the sand at your feet. Evenings are spent enjoying waterfront dining, sunset skies, and the laid-back coastal rhythm that makes Marco Island one of Southwest Florida’s most sought-after destinations.
Positioned on a quiet residential street, this property sits on a spacious homesite with room to add a pool and create your own outdoor retreat. Inside, the home offers a comfortable layout with defined living areas, tile flooring throughout, and a screened lanai that naturally extends your living space outdoors-- perfect for enjoying the Florida lifestyle year-round.
For those looking to personalize or enhance over time, the property presents an opportunity to reimagine the space to better suit your needs and vision, with the flexibility to update, redesign, or create something entirely your own. The potential here is undeniable.
Beyond the home, the island opens up to a world of experiences. Spend your days exploring the natural beauty of Tigertail Beach, where wide sandy shores and coastal habitats create a setting unlike anywhere else. Paddle through mangrove tunnels, discover protected estuaries at Rookery Bay National Estuarine Research Reserve, or head out on the water from Caxambas Park and Marina for a day of boating and fishing. Wildlife is part of everyday life here, with frequent sightings of dolphins, manatees, and native birds that make the island as vibrant as it is peaceful.
Just minutes away, enjoy the upscale shops, dining, and waterfront atmosphere of Esplanade Shoppes, along with convenient access to grocery stores, healthcare, schools, and everyday essentials.
Whether you’re looking for a full-time residence, a seasonal escape, or an income-producing property, this home offers the flexibility to make it your own in a location that continues to attract both homeowners and visitors alike.

Features

  • Amenities: See Remarks
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: MARCO ISLAND
  • Year Built: 1979
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,514
  • Acreage: 0.2
  • Est. Taxes: $3,946
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Elem. School: TOMMIE BARFIELD ELEMENTARY SCHOOL
  • Middle School: MANATEE MIDDLE SCHOOL
  • High School: LELY HIGH SCHOOL
  • Pet Policy: No Approval Needed
  • MLS#: 226015614
  • Website: https://www.raveis.com
    /prop/226015614/178bermudard_marcoisland_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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178 Bermuda RD, Marco Island, FL, 34145

$524,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,920 $419,920 $419,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.272% 5.595%
Monthly Tax Payment $329 $329 $329
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,451 $2,551 $3,403
Total Monthly Payment $2,872 $2,972 $3,824

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.